Description: The Society of Actuaries Research Institute, the American Property Casualty Insurance Association and the Casualty Actuarial Society are pleased to present a report examining how the COVID-19 pandemic affected the auto insurance industry. In this report, we will examine the effects of the pandemic on auto losses using dynamic linear models. We examine which predictors best describe the trends, and the impact the pandemic has on predicted future claims.

Description: This document is a methodology guide for the Long-Term Care Population Research Model developed by the Society of Actuaries Research Institute in November 2024. It explains the model's purpose, framework, data sources, user inputs, calculations, and outputs related to public long-term care benefits.

Description: The is a comprehensive report on the development of an Underwriting Margin Model for Medicaid Managed Care programs, published by the Society of Actuaries. It includes disclosures, methodology, results, sensitivity analyses, and technical instructions for actuaries setting rates for Medicaid managed care programs.

Description: This is a research paper titled "Searching for Simplicity: Using Behavioral Science to make Life Insurance Product Information Simple and Effective" published by the Society of Actuaries Research Institute in August 2024. It explores improving customer comprehension of life insurance products using behavioral science.

Description: The Society of Actuaries Research Institute’s Aging and Retirement Strategic Research Program is pleased to release three essays addressing the actuarial impact of mental health issues in retirement.

Description: The Society of Actuaries (SOA) sought to investigate methodologies and characteristics associated with actuarial innovation, aiming to expand the industry’s capabilities for creativity. The SOA engaged Milliman to conduct in-depth interviews and focus groups with select actuaries who have demonstrated innovative skills, in order to derive key behaviors and characteristics that encourage innovation.

Description: This report focuses on the risks of change in the insurance industry and adapting to the "New" New Normal. It includes survey results, analysis, and discussions on various risks affecting the industry in the current environment.

Description: This report discusses cancer mortality at older ages, including insights on cancer risk, trends, treatment, and impacts, as well as expert panel discussions. It addresses factors influencing cancer risk, advancements in treatment, and the impact of COVID-19 on cancer trends.

Description: This report is a comparison document discussing the regulatory frameworks for non-discriminatory AI usage in the insurance industry across different jurisdictions, including the United States, European Union, China, and Canada. It highlights current developments and regulatory bodies relevant to AI regulation in each region.