Description: This Excel spreadsheet will perform examples of the tax arbitrage described in Section 4 of the 'Pension Actuary's Guide to Financial Economics' and should only be used in conjunction with the guide.

Description: This is a spreadsheet showing the appendices to the report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2005-07. Please see the SOA website experience studies for the full report and other related data tables.

Description: The Committee on Life Insurance Company Expenses is currently seeking life insurance company data submissions to the 2009 Individual Life and Annuity Expense Study. This is the separate data submission form for Universal Life.

Description: This is the accompanying spreadsheet for the 2001-02 U.S. Individual Life Persistency Update report. Please see the SOA website experience studies for the full report.

Description: The 1990–95 Basic Select and Ultimate Mortality Tables for Individual Life Insurance are now available. Four tables have been produced age nearest birthday and age last birthday tables for both males and females. The tables have been produced for individual issue ages 0 through 99 on a 25–year select basis and for ultimate attained ages 25 through 110. There is a breakdown by smoking status and by policy size.

Description: This is the part of the report showing the CGDT at 5.5% tables to the 1996 Group Long-Term Disability Insurance Report. Please see teh SOA website experience studies for teh full report and other related tables.

Description: This is an excel spreadsheet showing mortality data from all companies ILEC 2005–07 supporting files and additional information by age band. Please see the SOA website experience studies for the full report and other related tables.

Description: An actuary reflects on her own career path and has suggestions on what the actuarial profession can do to support students who are seeking actuarial careers. From The Actuary, April 2011.

Description: This collection of data shows a trend in mortality during a period of many medical breakthroughs and social improvements.

Description: Here we are led to draw a distinction between “wild” markets and “free” markets. A wild market is unregulated and unscrutinized. Information flows are purposely impeded for competitive reasons and reduced to trickles from rumor and espionage. No one knows what anyone else is doing, and pricing is blind and haphazard. In such a market, there are no safeguards against anticompetitive behavior and no guarantees that the market will clear. The only guarantee is that there will be liquidity crises.