Description: Report on survey designed to get feedback on underwriting guidelines, requirements, assumptions and practices used in assessment of older age applicants.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report on intercompany mortality experience by amount of insurance under standard individually underwritten issues includes policy years 2004-05. The purpose of this report is to present an overview of mortality results relative to the 2001 Valuation Basic Tables and present some comparisons to the prior 2002-2004 study period. Consistent with prior reports, the study is performed on a gross basis without consideration of reinsurance. Includes three zipped files containing Excel pivot tables that provide more detail of the data summarized in the report.

Description: This is the sixth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 35 insurers that agreed to provide information to further the knowledge of long–term care insurance. The study includes policies issued between January 1, 1984 and December 31, 2007.

Description: An update to the 1975-79 report, this time including experience by amounts as well as by lives.

Description: The document is a Request for Data Contributions for the 2022-23 Variable Annuity Contract Holder Behavior Experience Study. It outlines the purpose of the study, data submission procedures, important dates, data transmission instructions, study outputs, benefits to data contributors, and data access and ownership details.

Description: This is a request for data contributions for a study on term conversion incidence and post-conversion mortality and lapse experience from 2009 to 2023. It outlines the purpose, scope, and process of the study, data submission requirements, study results, benefits to participants, and data access and ownership details.

Description: The Society of Actuaries Research Institute (SOA) and LIMRA are soliciting surrender and lapse experience for individual Term and Whole Life policies for calendar years 2015 through 2022 to be used to complete a 2015-2022 Term and Whole Life Lapse and Surrender Experience Study (Study).

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Committee on Life Insurance Company Expenses [CLICE]. CLICE has developed and conducted inter-company expense experience studies annually since 2001. This report documents the results of the Committee’s eighth expense study. Updated in July, 2011.

Description: This report summarizes a survey on company practices with respect to alternative tools for mortality risk management in light of changes in the reinsurance marketplace, regulatory changes and the potential for catastrophic death claims.

Description: The Society of Actuaries (SOA) Research Institute’s Individual Annuity Experience Committee (IAEC) and LIMRA are soliciting surrender/lapse, withdrawal, living benefit utilization, annuitization, and premium deposit experience for fixed indexed annuities (FIAs) both with and without a guaranteed living benefit offering for contract year 2023 (from contract anniversaries in 2023 to contract anniversaries in 2024).