Description: This report evaluates the long-term mortality consequences of the COVID-19 pandemic from a cohort-based perspective using historical mortality data.

Description: This study explores the use of geospatial imagery and high-resolution image technology in the property and casualty (P&C) insurance industry, focusing on improving risk determination through accurate building location data. It introduces new methods like structure footprints and high-resolution elevation information to enhance underwriting, rating, and claims settlement. The study includes two case studies: one on flood risk in Hillsborough County, Florida, and another on wildfire risk in three California communities, demonstrating the significant impact of precise location and elevation data on risk assessment and insurance premiums.

Description: This report outlines a methodology for estimating mortality improvement factors based on data from insured lives. The report details challenges, methodology, results, comparisons with population data, limitations, and potential improvements.

Description: This is a report on the effectiveness of health and wellness programs offered by insurers and employers in the U.S. It includes sections on background, methodology, literature review, expert panel discussion, and survey responses. The report focuses on the impact of such programs on behavior, health outcomes, and costs.

Description: The Society of Actuaries (SOA) Research Institute revisits COVID-19's impact on future U.S. mortality with insights from a multidisciplinary panel of experts. Discover how new variants and other causes of death may influence future mortality trends.

Description: This report provides a validated, structured dataset of demographic and socioeconomic variables to support mortality heterogeneity research across geographies and population groups.

Description: This article series highlights the growing impact of climate change on health, property, and financial institutions, emphasizing the need for actuaries and risk analysts to evaluate and adapt their practices to manage evolving climate-related risks.

Description: The Society of Actuaries Research Institute, the American Property Casualty Insurance Association and the Casualty Actuarial Society are pleased to present a report examining how the COVID-19 pandemic affected the auto insurance industry. In this report, we will examine the effects of the pandemic on auto losses using dynamic linear models. We examine which predictors best describe the trends, and the impact the pandemic has on predicted future claims.

Description: The purpose of this report is to examine, from an actuarial perspective, how well current evaluation techniques serve the needs of key decision-makers, such as payers, providers and consumers, and to provide guidance on how to apply the various techniques during the decision-making process. This evaluation will be based on two assessments prepared by the sponsor of this research, the Peterson Health Technology Institute (PHTI), a nonprofit initiative that provides independent evaluations of innovative digital health technologies to improve health and lower costs. Using evidence-based research, PHTI analyzes not only the clinical benefits of a new technology and its potential financial impact, but also the impact on equity, privacy and security.

Description: This is a collection of essays on this topic published by the Society of Actuaries Research Institute in 2024 which discusses the risks emerging from artificial intelligence (AI) widespread use, including short-term risks like privacy erosion and economic disruption, as well as long-term risks like existential threats and biased decision-making.