Description: Many of us take our good health for granted. Sure, we may face some challenges such as taking time off from work or a large cost share, but at the end of the day we know we will get the health services we need. There are, however, millions of Americans who cannot take this opportunity for granted. In most cases, that health insecurity is linked to social determinants of health (SDOH), like income level and location. Discuss the role actuaries can play in addressing these issues and uncover an introduction to the data and tools you can use to get started. After this session, you will be able to: • Describe the impact SDOH have on the health of the U.S. population. • Define the current infrastructure in place to address the issues. • Explain potential solutions to the problem. • Illustrate the available tools and data need to analyze the problem.

Description: If you're intrigued by the impact of recent interest changes or updates about the Principle Based Reserves ASOP 22 Statements of Actuarial Opinions Based on Asset Adequacy Analysis for Life Insurance, Annuity or Health Insurance Reserves and Other Liabilities, then this webcast discussion featuring three expert speakers will grab your attention. Join us for the annual Year-End U.S. Statutory Financial Reporting Considerations webcast and discover more about cash flow testing, as well as potential changes to statutory financial reporting due to climate change. This popular webcast will be taking place December 14, so don't miss out on the latest considerations from our important speakers.

Description: Join us for an analysis of the impact of climate change on financial institution solvency, profitability, and how other key performance metrics are, or likely will be, required by financial regulators in most major economies in the very near future. Regulators are signaling that such impacts should be assessed through the use of scenario analysis, both qualitatively and quantitatively. Explore an overview of the emerging regulatory landscape for insurers as it relates to the disclosure of climate risk. After that, check out the mechanics and current best practices that actuaries and risk modelers may use in performing qualitative and quantitative climate risk scenario analyses, covering both physical and transition risks.

Description: The ongoing changes in job structure in the last two years have led to multiple questions: How with this impact retirement benefits and retirement? Will more flexible job arrangements (e.g. phased retirement) open up the potential for better opportunities for older workers? The U.S. population has been aging (in spite of the last two years).How will retirement adapt to longer life spans? Explore the future of retirement and retirement plans in light of these changes.

Description: SOA education is continually evolving to meet the current and future needs of candidates, members, employers, and the public. The presenters will review recent changes and preview what is to come in 2023. Particular attention will be paid to progress on the ASA revisions announced in 2021 and the FSA revisions announced this year.

Description: The annuity market has been declining while the Registered Index Linked Annuity (RILA) market has been expanding. Discover why the market is growing along with key features and considerations for the product from an actuarial perspective.

Description: This report provides results from a recently conducted study using the AIR Wildfire Model for the United States and available climate and climate change information to estimate how climate change may influence wildfire losses to U.S. property by mid-century. The climate change conditioned catalogs were used to evaluate climate change impacts (relative change in losses) to the AIR Worldwide US Industry Exposure Database, with all factors other than area burned held constant.

Description: In Memory of Alan Mark Emmer

Description: The Canadian Institute of Actuaries (CIA) and Society of Actuaries (SOA) engaged RGA Reinsurance Company (RGA) to undertake a research project on level premium term life insurance products with a particular focus on the magnitude and impact of the “shock lapse” at the end of the level premium period. This project is similar to the SOA-sponsored research completed by RGA in 2014 for USA business.

Description: This report describes the results of the latest intercompany study of mortality experience under Structured Settlement annuities.