Description: The goal of this paper is to further the discussion about the design and implementation of retirement income solutions in DC plans, to encourage plan sponsors to better meet the retirement security needs of millions of workers who do not participate in defined benefit plans. This paper provides alternatives and does not recommend specific solutions. The intended audience for this paper is policymakers and government regulators and those individuals and organizations who actively participate in discussing these topics with decision-makers at the government, financial institutions, and plan sponsors. These individuals and organizations are encouraged to use the material in this paper to help inform their discussions. Another potential audience includes DC plan sponsors who may want to proceed with implementing programs of retirement income before guidance is promulgated.

Description: The objective of this report is to provide benchmarking information that will help companies address the needs of internal stakeholders in cost-effectively conducting and implementing an ORSA process. In order to obtain this benchmarking information, a cross-disciplinary survey was conducted to find out what insurance companies understand and expect from an ORSA, the effort required to complete an ORSA, and the benefits from doing so. This survey was undertaken on a global basis, with participants that included life, property and casualty (P&C), often referred to as "non-life" or "general" insurers in territories such as Europe, and health insurance companies in North America (the United States and Canada), Europe, and Asia.

Description: The Society of Actuaries’ Social Insurance and Public Finance Section is pleased to make available the results of a research project that has developed prototype reports intended to provide useful information to a variety of stakeholders on the financial health and prospects of state and municipal plans. The material includes prototype reports on two example state pension systems. The prototype reports include a narrative portion and a dashboard that provides quantitative indicators and a summary of the structure of benefits and actuarial assumptions. The material was authored by George (Sandy) Mackenzie.

Description: First of two research papers introduces and explores results of two metrics of financial stress among U.S. multiemployer pension plans.

Description: The SOA released a report titled Massachusetts Health Insurance Reform, which looks at the impact on insurance markets, pricing and profitability.

Description: The Committee on Finance Research is pleased to make available a research report summarizing the results of a survey exploring market risk practices at insurance companies.

Description: This paper provides an overview of deductible ratemaking , and the pros and cons of various approaches under different parametric models are compared.

Description: The SOA Retirement Section and Research Institute’s Aging and Retirement Strategic Research Program are pleased to make available material from a research study that explored: What Retirement Plan Features do Employees Really Want? The report presents the findings of an online survey of U.S. adults conducted by Deloitte Consulting LLP. The purpose of the study was to gain insight into the features of retirement plans that are important to employees and where they may make trade-offs for the features they find most important. This report provides important observations for employers and other retirement stakeholders as they assess retirement plans.

Description: This research assesses the evolution of life insurers’ Actuarial Transformation efforts and the future outlook, with a focus on emerging Advanced Analytics techniques.

Description: Discover unique perspectives on insurance challenges faced by LGBTQ+ individuals and their families in this essay collection. Gain a broader understanding of these issues beyond the LGBTQ+ community. The SOA Research Institute aims to foster innovation within the actuarial and insurance industries by promoting comprehension of these insights.