Description: Understanding the volatility associated with audit samples, as well as breaking out the different contributors to estimated mortality impact are vital tools in helping actuaries and underwriters make informed decisions about less invasive underwriting programs. This article walks through a sample example demonstrating how to calculate these metrics.

Description: This article describes several uses of pension surplus assets and makes a case for maintaining and growing a surplus.

Description: Read about how a great leader lays a tone upon which the harmonics of their followers are naturally amplified, rallying them together, while the tone of a great follower provides harmonics that further provide a layer of resonance for supporting those around them. These qualities help drive motivation, morale, and productivity within an organization.

Description: Feature article discussing futurism and a study that contains in-depth descriptions of the Delphi and TIA methods; listings of the rationales and thought processes, the plausible future developments that could influence the values of these four economic variables and the resulting “fan of possibilities” for the values of these variables

Description: Views on how to manage a block of long-term care insurance which has been placed in runoff, from a strategic, operational and financial perspective