Description: The Society of Actuaries and LIMRA have sponsored a Variable Annuity Guaranteed Living Benefit Utilization Study.

Description: This report presents initial findings from a project investigating the direct and indirect impacts of COVID-19 in the post-acute phase of the pandemic. These findings focused on cause-specific excess mortality in the first three pandemic years, March 2020 to February 2023. In addition, the authors investigated how different mechanisms contributed and could continue to affect mortality rates following the acute pandemic period. The study is based on weekly mortality data by age and cause of death from 2015 to 2023 obtained from the National Center for Health Statistics at the Centers for Disease Control and Prevention, combined with population estimates from the U.S. Census Bureau. Weekly excess deaths by age and cause comparing observed deaths to deaths expected based on pre-pandemic trends were computed. Then the temporal correlation between weekly COVID-19 and excess deaths from other causes at various lags were assessed. The authors developed a theoretical framework to interpret the results of this analysis and understand potential underlying factors responsible for excess mortality.

Description: The document is a report on the impact of inflation in retirement based on survey findings conducted by the Society of Actuaries Research Institute in partnership with Optimity. It includes survey questions and results, along with observations on the impact of inflation on personal finances.

Description: The Society of Actuaries (SOA) is pleased to present historical U.S. population mortality rates by sex and single year of age for calendar years 2000-2022.

Description: This document explores how climate change impacts retirement planning, investments, housing, and health across policy and economic dimensions through essays and funded research.

Description: Summary of an expert roundtable on generative AI in healthcare and health insurance, focusing on use cases, governance, trust, risks, and evolving actuarial skills.

Description: This project examines how companies perform deterministic scenario analysis, focusing on a worldwide IT disruption and its operational impacts. It highlights the use of table-top exercises to estimate direct and indirect effects, leveraging senior managers' experience.

Description: This report examines the demographic, medical, and pharmaceutical profiles of HIV-positive individuals in Medicare and how their needs differ from the general Medicare population.

Description: A multi-author collection exploring how catastrophe modeling can be adapted to life and health insurance, particularly in response to the 2025 Los Angeles wildfires.

Description: This collection presents three essays analyzing the multifaceted impacts of AI and LLMs on retirees and retirement professionals, blending quantitative, philosophical, and forward-looking perspectives.