Description: Award-winning essays on addressing unwanted bias in life and annuity insurance processes.

Description: Cayman is a rapidly growing reinsurance domicile with several notable transactions executed in the past few years. We expect this trend to persist as (re)insurers will continue to explore more effective ways to manage their business. In this session, you will gain: - An overview of how the Cayman (re)insurance market has developed over recent years - An introduction to the Cayman regulatory framework - Key considerations for reinsurance structuring and pricing. Join a discussion at the close of the session on the outlook for the Cayman market. You will leave this session with an understanding of the Cayman (re)insurance market, the regulatory framework and key factors that impact reinsurance structuring and pricing.

Description: It comes as no surprise that there has been a great deal of activity by regulators in trying to understand the evolution of UW and the use of data. CO, WA, DC, CA, and on and on. But, where are we now? What is the latest activity? What are the technical issues that need to be considered? What testing protocols should carriers be preparing? How do you know what to look for with respect to fairness concerns? How do you prepare your company to test and if necessary defend your data practices? Join this panel discussion, where they will bring varying perspectives from some of the industry's leading voices on this topic.

Description: Come hear from a panel focused on hot topics in the life/LTC combination product market. The presenters will look at regulatory developments, evolution of the risk selection process, and provide an update to the assumption of natural risk hedging in hybrid products.

Description: "Over the past few years, there have been significant changes in the indexed and variable universal life insurance market. These changes have been driven by a variety of factors, including advancements in technology, changes in consumer preferences and shifts in the regulatory environment. Join us as we discuss some of the most important recent changes in the universal life insurance market, specifically: - Advances in underwriting: With the help of big data analytics and artificial intelligence, underwriting has become more efficient with minimal loss in accuracy. - Changes in product design and evolving markets: Over the past few years, there have been several notable product trends. Hear panelists discuss some shared aspects of these product launches and updates, spanning both retail and institutional markets. - The impact of changing interest rates: Many insurance companies have had to adjust their pricing and product offerings in response to the dynamic economic environment. Panelists will discuss how interest rates and volatility have impacted the universal life market and what insurers are doing to adapt and prepare for further changes. - Regulatory changes: Finally, our conversation will turn toward some of the most important recent regulatory changes that have impacted the universal life insurance market, including revisions to Actuarial Guideline 49A (AG49A), Long Duration Targeting Improvement (LDTI) accounting standards and other regulatory initiatives. Learning Outcome: You will better understand the trends and drivers of product changes in this core life insurance market. TRACK: Pricing/ Product Development (Underwriting, ULSG, Etc.)"

Description: Long Duration Targeting Improvement's (LDTI's) roll-forward disclosure requirements include line items for the impact of actual variances from expected experience (A/E) for both net premiums and benefits. These aggregate A/E amounts provide some insight into how actual experience is emerging relative to expectations, but they do not provide insight into either the drivers of the deviations or their significance.

Description: This report provides various summaries of the above listed data and provides observations from these summaries, with a goal to help actuaries understand the emerging trends in mortality due to COVID-19.

Description: This study estimates the number of COVID-19 confirmed cases and reported deaths by hospital referral regions (HRR) using Johns Hopkins University COVID-19 data by U.S. county and the Dartmouth Atlas Project division of counties into HRRs.

Description: This paper explores how molecular biology, specifically epigenetics, may impact the life insurance industry, and considers the effects of utilizing epigenetic biomarkers for underwriting.

Description: Join a dynamic panel of accelerated underwriting (AU) experts as they discuss results from three recent AU industry surveys, including from the Society of Actuaries (SOA) and two reinsurance studies. They'll share similarities and examine differences in their findings as they cover historical trends, current practices and their outlooks on the future of this evolving underwriting paradigm. By the conclusion of the session, you will have gained knowledge on the data and trends available from these surveys, as well as understand what AU program modifications are needed to keep pace with the industry.