Description: This is an example of male life expectancy at age 65 from the United States.

Description: With a reference to Malthus, this paper notes that the main constraint on human population in the foreseeable future is cultivable land for food agriculture. The author proposes a solution involving the use of land that is currently desert, using desalination and solar power a plan which he demonstrates can be sustainable and profitable.

Description: This article discusses the causes of the 1918 influenza pandemic, the reasons it occurred and the likelihood that it could happen again. In addition, the author discussed ways, in general, to model and manage risks that occur infrequently, yet have a significant impact.

Description: The importance and opportunity, globally, of inclusive insurance is identified. We review traditional actuarial approaches, recognize their underlying presumptions, and then manage the issues raised. We clarify the process distinctions between traditional and inclusive insurance.

Description: This article updates the reader on the activities of the recently formed International Committee of the Joint Risk Management Section. With global webinars and more activities, this committee is ensuring the risk management word is spread throughout the world.

Description: Looking at the future, a panel of executives from leading global reinsurers predicted a broader framework in which capital markets, reinsurers and direct writers would be able to provide ways to offer or free up capital.

Description: This article contains biographies and 2010-11work plans for the Society of Actuaries International Section's new ambassadors in Cyprus, Egypt, Germany, Greece, India, the Netherlands, the United Kingdom and Pakistan.

Description: Updates from SOA Ambassadors from Japan, Malaysia, Latin America and Caribbean, Argentina, Vietnam and China. Additionally biographies and 2011-12 work plans for the new Ambassadors for Taiwan, France, Ireland and Mexico are presented. From International News, August 2011.

Description: Microinsurance mechanisms provide coverage to low income earners, but a growing middle class is often lacking adequate access to insurance services. The author explores ways in which insurance may be more accessible.

Description: Letter from the SOA president discussing a joint regional seminar in Asia, CERA global credential and more.