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Welcome to the Life and Annuities Community

The Life and Annuities Community brings together actuaries across the full spectrum of life insurance and annuity practice. Formed by merging the former Financial Reporting, Marketing and Distribution, Product Development, Reinsurance, Smaller Insurance Company, and Taxation Sections, it offers a unified space for collaboration, professional growth, and thought leadership. Members gain access to specialized content, professional development opportunities, and a network of peers shaping the future of life and annuities.

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The Latest from the Life and Annuities Community

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Curated Content

 

Articles
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Article
December 2025
Evolving Critical Illness Insurance: Insights from Asia
Critical Illness (CI) insurance in Asia has evolved through data-driven insights, adapting to changing medical, demographic, and lifestyle trends. Gen Re’s CI Data Insights Study, covering Mainland China, Hong Kong, Singapore, Malaysia, and Thailand, highlights how advances in screening, especially for cancers, have influenced incidence rates and claims. Regular updates to CI definitions and product structures are essential for sustainability, as seen in the handling of thyroid and prostate cancers. Lifestyle factors like BMI also impact cardiovascular risk. A multi-dimensional approach combining robust data monitoring, proactive product updates, and wellness promotion ensures CI insurance remains relevant and sustainable.
December 2025
Scarcity vs. Abundance: Rethinking the Life Insurance Mindset
This article explores how the ideas in Abundance, the bestselling book by Ezra Klein and Derek Thompson, offer a fresh lens for understanding both society and the life-insurance industry. The book contrasts two ways of thinking: a scarcity mindset that assumes limits, protects the status quo, and manages decline; and an abundance mindset that believes capacity can expand through innovation, investment, and imagination. The article traces how these philosophies appear in American history, politics, and public policy—from immigration rhetoric to wartime mobilization—and shows how over-regulation often traps entire sectors in scarcity. Against this backdrop, the article argues that life insurance remains anchored in scarcity thinking, even as other industries—streaming, digital platforms, and the sharing economy—have embraced abundance with transformative results. The protection gap illustrates the issue: U.S. households face a US$25 trillion shortfall in mortality coverage, yet actuarial practice tends to price narrowly, underwrite cautiously, and focus on existing insured lives rather than millions of underserved families. The article calls for a shift toward abundance through broader underwriting, inclusive product design, alternative data, parametric solutions, regulatory engagement, and financial literacy. By choosing abundance, the industry can close protection gaps and redefine its role in expanding opportunity.
December 2025
Life and Annuities Community: Better Together
Welcome aboard to the Life and Annuity community! Find out what you can look forward to this year as a member of this Community and the opportunities get involved.
Article
September 2025
A Closer Look at the Reinsurance Loss-Recovery Component (RLRC) under IFRS 17
A closer look at the Reinsurance Loss-Recovery Component (RLRC) under IFRS 17
Article
September 2025
Navigating VM-22: Insights and Implementation Challenges
As the new VM-22 framework reshapes reserving for non-variable annuities, actuaries face both opportunities and challenges. Our latest insight and highlights what you need to know about assumption setting, model validation and asset optimization ahead of 2026.
Article
September 2025
IFRS 18: Introduction for Insurers
IFRS 18: Introduction for Insurers
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Life and Annuities Research

Research is at the heart of every Community. It’s what brings members together to explore ideas, share knowledge, and create insights that move our profession forward. Each Community identifies key topics shaping the future of the profession and research that delivers data-driven insights and practical tools for actuaries. Through meaningful, forward-thinking ideas, the goal is to help members stay current, shape the future of our industry, and apply new insights to everyday challenges.

Mortality & Longevity

Life & Annuities

Valuation/Illustrations

Artificial Intelligence

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Marketing and Distribution

 

Product Development

 

Reinsurance

 

Taxation

Subgroups

Joining a Community subgroup gives you exclusive access to peers who share your interests, along with focused discussions, expert insights, and members-only resources. Whether deepening expertise or exploring new areas, these private groups keep you current and engaged while empowering you to shape your specialty’s future alongside other passionate professionals.

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Join the Life and Annuities Community

Join the Life and Annuities Community to unlock member-only subgroups with expert insights, targeted resources, and peer connections, your gateway to shaping your specialty, staying ahead of trends, and making an impact.

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