Individual Life - Mortality Experience Studies
The SOA offers experience studies and table reports on individual life, with a focus on mortality, for use by actuaries. Studies often contain many files for download, including multiple ZIP files, PDFs and Excel files. Table reports are often accompanied by Excel workbooks with complimentary materials.
Valuation reports, such as the 2015 VBT, can be found here.
2020
- Canadian Report on the Lapse and Mortality Experience of Post-Level Premium Period Term Plans
December
The Canadian Institute of Actuaries (CIA) and the Society of Actuaries (SOA) engaged RGA Reinsurance Company (RGA) to undertake a research project on Canadian level premium term life insurance products with a particular focus on the magnitude and impact of the “shock lapse” at the end of the level premium period. - Canadian Report on the Survey of Post-Level Premium Period Lapse and Mortality Assumptions for Level Premium Term Plans
April
The Canadian Institute of Actuaries (CIA) and Society of Actuaries (SOA) engaged RGA Reinsurance Company (RGA) to undertake a research project on level premium term life insurance products with a particular focus on the magnitude and impact of the “shock lapse” at the end of the level premium period. This project is similar to the SOA-sponsored research completed by RGA in 2014 for USA business.
2019
- 2009 - 2015 High Face Amount Experience Report
December
This report present the results of a review of the mortality experience for policies with face amounts of $1 million or higher.
2018
- 2009-2015 Individual Life Insurance Mortality Experience Report
December
The Individual Life Experience Committee has completed their latest report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This includes study years 2009-2015. - Emerging Underwriting Methodologies and their Impact on Mortality Experience Delphi Study
July
This report presents the results of a Delphi study investigating emerging accelerated underwriting methodologies their impact on mortality experience.
- Beyond Actual to Table: Models in Experience Studies
March
This report demonstrates an approach to addressing the distortions caused by heterogeneous segments in Actual to Table analyses.
2017
- 2009-2013 Individual Life Insurance Mortality Experience Report
October
The Individual Life Experience Committee has completed their latest report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This includes study years 2009-2013. - 2003 to 2013 Individual Life Mortality Experience Presentations
April
Several presentations that contain analyses on the SOA’s Individual Life Experience Committee’s 2003 to 2013 Individual Life Mortality Experience Data. - 2015 Preneed Mortality Study
March
2016
- 2017 Guaranteed Issue Mortality Tables
December - Younger Issue Age Mortality Analysis
September - Preferred Class Structure Report – Part 2
June - Older Age Analysis Report
May
2015
- Preferred Class Structure Report
October
2014
2013
2012
2010
- Lapse and Mortality Experience of Post-Level Premium Period Term Plans
July - 2005-07 Individual Life Experience Report
February
2009
2008
2007
- 2002-04 Individual Life Experience Report
May - Report on Mortality Improvement Scales for Canadian Insured Lives
May
2005
2004
- Alcohol Abuse and Liver Enzymes (AALE): Results of an Intercompany Study of Mortality International Experience Study
July - 1995-2000 Individual Life Experience Report
May
2003
2000
- 1991-95 Individual Life Experience Studies Report & Tables
April - 1990-95 Basic Select and Ultimate Mortality Tables for Individual Life Insurances
April
1998
1993
- 1990-91 Individual Life Report
January