Disability Experience Studies

The SOA offers studies and table reports on individual, group and credit disability insurance for use by actuaries. Studies often contain many files for download, including multiple ZIP files, PDFs and Excel files. Table reports are often accompanied by Excel workbooks with complimentary materials.

Credit Disability

2015

2012

2005

 

Group Disability

2019

  • Group LTD Credibility Study Results from Stage 2
    September
    Report to give actuaries practical information and guidance on LTD claim credibility for case level pricing and underwriting. In Stage 2 of the GLTD Credibility Study, the analysis was expanded using the industry data gathered during Stage 1.
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  • 2019 Group Life Waiver of Premium Experience Study
    April
    This study analyzes the recovery and mortality experience for group life waiver claims during the period 2000 – 2015. This study updates the 2005 Group Life Waiver Experience Study which analyzed waivers for the period 1993 – 2002.

2018

2017

2016

2011

2009

2000

 

Individual Disability

2013

2011

2004