When it comes to pension de-risking, corporate plan sponsors can transfer the risks associated with current and future liabilities to a third party. This leaves them with three different options:
- Shift the risks to participants/workers in the form of a lump sum
- Shift the risks to an insurance company in the form of a distributed annuity
- Shift the risks to both areas
As pension de-risking gains popularity, many private plan sponsors find themselves choosing between annuitization or hibernation as their strategy. Join us as experts present each strategy.