Gain insights into the expanding scope of fluidless underwriting and conversation around why this is not yet the new normal for traditional life insurance business. A panel representing reinsurance, direct company, actuarial, and underwriting perspectives will discuss current developments in fluidless underwriting and downstream considerations for mortality outcomes. The panel will address such topics as:
- High-level observations from newer underwriting tools and processes
- Regulatory considerations for adopting new underwriting tools and processes,
- Pitfalls in assuming business as usual when adopting new underwriting tools and processes, and
- Considerations when determining the mortality impact of new underwriting tools and processes.
By attending the session, you will:
- Identify recent trends and outcomes from fluidless underwriting programs and why it is not yet the norm.
- Recognize the different regulatory considerations for newer underwriting tools and processes.
- Appreciate the nuances between established underwriting practices and expectations for new underwriting processes.
- Understand drivers of mortality outcomes and considerations when quantifying changes to underwriting.