Research Projects in Post Retirement Needs and Risks

Post-Retirement Experiences of Individuals Retired for 15 Years or More

The Society of Actuaries’ Committee on Post Retirement Needs and Risks is pleased to make available a research report summarizing twelve focus groups of long-term retirees and fifteen in-depth interviews of caregivers for retirees incapable of participating. The study seeks to understand how middle-income market retired Americans and Canadians manage their assets and spending decisions over the long-term.  The research was conducted by Mathew Greenwald & Associates, Inc.

For more information related to this topic, please see the 2015 Risks and Process of Retirement material.

If you have any questions or comments regarding the report, please contact Steve Siegel, Research Actuary at

The SOA’s Committee on Post Retirement Needs and Risks would like to thank the following members of the working group for their input:

  • Tom Toale, Chair
  • Carol Bogosian
  • Howard Iams
  • Cindy Levering
  • Betty Meredith
  • Ron Nelson
  • Hector Ortiz
  • Anna Rappaport
  • Sara Rix
  • Steve Vernon
  • Andrew Peterson, SOA Retirement Staff Fellow
  • Steve Siegel, SOA Research Actuary
  • Barbara Scott, SOA Research Administrator