Research Emerging Topics

This page contains emerging research topics in risk management in a variety of areas. As new reports and studies on risk management become available, you’ll find them listed below. Most reports are in PDF format.


General Insurance
U.S. Population


In this category of risk management studies and reports, you’ll find research that explores how climate risk may affect the finance and insurance industries.



General Insurance

Risk management reports that are relevant to general insurance matters are available for download below.



U.S. Population

The Society of Actuaries (SOA) has sponsored a program of research that utilizes U.S. Population Data from the Centers for Disease Control and Prevention (CDC) to produce studies, tools and articles that may be of interest to its members and the public. See the list below for the publications released by the SOA.


  • Mortality and Morbidity Data Sources 
    March 2019          
    This report provides information on other mortality and morbidity data sources to consider. Some of these data sources are rich and complex. This report provides an overview of the data sources’ characteristics and a roadmap to delving into their details.

  • Drivers of U.S. Mortality Improvement Expert Panel Forum Report 
    January 2019          
    This report summarizes a daylong Expert Panel Forum discussion, which included experts from inside and outside the insurance/retirement industry, who were invited to participate in a discussion to provide input about drivers of U.S. mortality improvement for the short and long term.

  • US Population Mortality Observations - Updated with 2017 Experience
    January 2019         
    This report covers the latest emerging trends in U.S. population mortality.

  • U.S. Motor Vehicle Accident Deaths 1999-2016
    November 2018         
    This report examines historical U.S. motor vehicle accident mortality experience by age, gender, region, and other factors.

  • U.S. Historical Population Mortality Rates 2000-2016
    September 2018          
    The Society of Actuaries (SOA) is pleased to present historical U.S. population mortality rates by gender and single year of age for calendar years 2000-2016.

  • Overview of the United States Mortality DataBase
    July 2018 
    This report documents progress on a multi-year project initially funded by the United States National Institutes of Health (through grant #R01-AG010245) with additional support from the Research Expanding Boundaries Pool of the Society of Actuaries. The goal of the project is to foster research on geographic variability in survival within the United States by providing access to standardized historical mortality series for the 4 Census Regions, 9 Census Divisions and 50 states plus the District of Columbia.

  • Population Mortality Observations - Preview of 2017 Experience
    June 2018
    This report reviews estimates of 2017 U.S. population mortality experience from the National Center for Health Statistics’ National Vital Statistics System.

  • Population Mortality Observations  - Updated with 2016 Experience
    January 2018
    This report covers the latest emerging trends in U.S. population mortality.

  • Modeling and Management of Longevity Risk
    November 2017
    The Society of Actuaries (SOA), in a joint project with the Institute and Faculty of Actuaries (IFoA) and the Canadian Institute of Actuaries (CIA), is creating research projects and education materials on Modeling and Management of Longevity Risk.

  • Components of Historical Mortality Improvement
    October 2017
    This report documents the “Components of Historical Mortality Improvement” project commissioned by the Longevity Advisory Group (LAG) of the Society of Actuaries.

  • Seasonal Influenza in the United States 2016‐2017
    September 2017
    Observations and commentary on the 2016‐2017 and recent flu seasons with relation to various mortality and morbidity measures available through the CDC.

  • US Population Mortality Rate Study - Variation by Age Group, Cause of Death and Region from 2000‐2015
    May 2017
    This report covers US regional population mortality experience during the period 2000-2015. The Society of Actuaries pursued the research as part its ongoing longevity and mortality research initiatives. The purpose of the research is to produce an overview of the differences and similarities in mortality by age group, time, cause of death and region (geographic and urban-rural) to better aid in the understanding of future expected mortality rates and the management of public programs and policy.

  • Expanding the Human Mortality Database to include Cause‐of‐Death Information
    February 2017
    The Human Mortality Database is a unique open‐access collection of detailed mortality and population data for 38 countries with complete and reliable vital registration and census data. This report overviews the development and completion of the HMD data series down to a cause of death level for an initial set of eight populations: Canada, Czech Republic, England and Wales, France, Japan, Norway, Sweden, and the United States.

  • Potentially Preventable Deaths in the U.S.
    December 2016