1984–2001 Long–Term Care Experience Committee's Intercompany Study
Experience Studies – Long–Term Care
This is the fourth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 24 insurers that agreed to provide information to further the knowledge of long–term care insurance. Those insurers are listed in Appendix A of the report. Available data was collected on policies issued between January 1, 1984 and December 31, 2001. Claims incurred on policies in force during this time were followed from claim inception through the earlier of claim termination, or June 30, 2002. The data available for this report increased significantly from the previous study. The exposure increased almost 50%, the claims almost doubled and the claim payments tripled.
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