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  • VM-20 Company Experience Mortality Rates: APF 2020-08
    VM-20 Company Experience Mortality Rates: APF 2020-08 In November 2020 the Life Actuarial (A) Task Force ... Valuation Manual to determine company experience mortality rates. This article describes the three methods ...

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    • Authors: Timothy Cardinal
    • Date: Apr 2021
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance
  • VM20 Mortality Example
    VM20 Mortality Example Template examples for PBA Implementation Guide, which offers executives an underlying ... Example;DRE Example;Term NPR Example;SERT Example;VM20 Mortality Example 6442471627 10/11/2016 12:00:00 AM ...

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    • Authors: Society of Actuaries, Timothy Cardinal
    • Date: Oct 2016
  • VM-20 Game Changer: Mortality Aggregation
    VM-20 Game Changer: Mortality Aggregation The 2020 edition of the Valuation Manual permits ... Changer: Mortality Aggregation The 2020 edition of the Valuation Manual permits mortality data aggregation ...

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    • Authors: Timothy Cardinal
    • Date: May 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting; Financial Reporting & Accounting>Statutory accounting; Life Insurance; Life Insurance>Reserves - Life Insurance
  • A VM-20 Mortality and Credibility Factor Observation
    A VM-20 Mortality and Credibility Factor Observation A discussion on VM-20 reserves over the last decade ...

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    • Authors: Timothy Cardinal
    • Date: Dec 2017
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting
  • A VM-20 Mortality and Credibility Factor Observation
    A VM-20 Mortality and Credibility Factor Observation Compares Term VM-20 modeled reserves at low credibility ... credibility factors. VM-20;mortality;credibility;reserves;Term Life 6442478560 9/1/2017 12:00:00 AM ...

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    • Authors: Timothy Cardinal
    • Date: Sep 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Small Talk
    • Topics: Life Insurance>Reserves - Life Insurance
  • Book Review: Warren Buffett's Managment Secrets by Mary Buffett and David Clark
    Book Review: Warren Buffett's Managment Secrets by Mary Buffett and David Clark The reviewer thought ...

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    • Authors: Timothy Cardinal
    • Date: Feb 2012
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Stepping Stone
    • Topics: Actuarial Profession>Management skills
  • Term Net Premium Reserve (NPR) Calculation Description – March 2014
     Net premium constraint  Assumptions  Mortality: 2001 CSO Select & Ultimate  Interest: Similar ... Premium increases, thus, 1st segment = 20 years Mortality: Select rates in first segment; Ultimate thereafter ...

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    • Authors: Timothy Cardinal
    • Date: Mar 2014
  • VM Reporting Requirement for a Company with Low-Risk-Profile Products
    to disclose, i.e., what is used. What are the mortality rates? What are the lapse rates? VM-31 requires ... and excess), interest crediting rate strategy, mortality, policyholder dividend strategy, competitor or ...

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    • Authors: Bryan Amburn, Stefanie Porta, Timothy Cardinal
    • Date: Feb 2015
    • Publication Name: Small Talk
  • PBA Implementation Guide
    bridge the gaps and implement PBA. During the Guide’s development these templates and exercises were vetted ...   Provides an additional chapter outlining what’s new and different in the November 22, 2015, VM since ...

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    • Authors: Timothy Cardinal, Steven Stockman
    • Date: Nov 2013
  • PBA Implementation Guide
    PBA Implementation Guide This PBA Implementation Guide provides verbal summaries and visual ... bridge the gaps and implement PBA. During the Guide’s development these templates and exercises were vetted ...

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    • Authors: Timothy Cardinal, Steven Stockman
    • Date: Nov 2013
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Financial Reporting & Accounting