Description: The SOA Research Institute’s Aging and Retirement Strategic Research Program is interested in a broad exploration of issues related to aging and retirement for LGBTQ+ people. In issuing this call for essays, the Program aims to gather perspectives, opinions and data on the short and long-term consequences of applicable aging and retirement issues for a variety of stakeholders -- individuals, partners, family members, employers, financial advisors, and others --- and how these impacts may be felt both directly and indirectly. A primary aspect of this call for essays is to explore how retirement-related outcomes are experienced by LGBTQ+ people and the diversity of experiences within this group. Another aspect is to promote enhanced understanding of the underlying issues surrounding these differences. In this regard, there is interest in furthering understanding from an informational perspective and/or generating ideas for potential solutions and improvements.

Description: Fact sheet about the monograph on Managing the Impact of Long-Term Care Needs and Expenses on Retirement Security.

Description: The primary focus of this newsletter is devoted to articles regarding the future of retirement plans.

Description: In this article, we describe new approaches to long-term care financing that rely on home equity release and we address several of the challenges mentioned above. While these approaches stand to help expand the potential for long-term care financing to middle-class Americans, even these approaches don’t address a large swath of the U.S. with less privilege, who have little or no home equity. We will discuss the product design, marketing, pricing and risk management of these new approaches and potential behavioral factors that should be considered. The article builds on a growing body of academic research to which the authors have actively contributed. We want to share the key insights of this international work in market research, economics, and actuarial studies to stimulate more research in this area.

Description: This report pulls together various findings on caregiving research from the 2017 Risks and Process in Retirement Survey as well as other SOA research.

Description: This report summarizes observations about current issues being discussed with clients to address immediate concerns as well as broader considerations about defined benefit plans. Its primary purpose is to assist defined benefit plan actuaries and plan sponsors with these issues and to stimulate further thinking and inform readers on how COVID-19 may reshape retirement in the future.

Description: This article is a summary of the SOA Research Institute report published in April 2023 on Megatrends Impacting the Future of Retirement Plans.

Description: The SOA Research Institute seeks researchers and essayists to explore the multifaceted impacts of climate risk on retirement. The desired deliverable is a resource that catalogues major related issues while providing current considerations and potential future dynamics. The intended audience for this effort is actuaries and other retirement professionals.

Description: The primary motivation of this year’s call for essays was to identify potential solutions and new innovations being developed to assist workers and retirees better prepare for retirement. The current call drew 13 authors who submitted 18 excellent essays. The full essay collection is found in this publication and sets forth ideas that can be further developed or that will spur thinking for new products, planning tools and employee benefit plan strategies.

Description: 1994 SOA Meeting, San Antonio. This pension seminar program discussed the various types of executive compensation plans with special emphasis on nonqualified deferred compensation plans and the associated accounting and actuarial issues. The primary discussion covered the different ways to try to secure these benefits without creating taxation.