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Is It Really All In The Math?
Is It Really All In The Math? Discussion of the dangers of a product development process which places too much emphasis on the mathematical contribution of actuaries to the process. Product ...- Authors: Robert Stone
- Date: Oct 2009
- Competency: Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Actuarial Profession>Competencies
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The Future Is Now: Wearables for Insurance Risk Assessment
The Future Is Now: Wearables for Insurance Risk Assessment In this article, we discuss the future of wearable technology in life insurance. Evidence from recent research shows that low levels of ...- Authors: June Quah
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications>Analytics and informatics; Life Insurance>Accelerated underwriting; Technology & Applications>Wearables & implants
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RILA GLWB Designs and Market Risk Analysis
RILA GLWB Designs and Market Risk Analysis An overview of guaranteed lifetime withdrawal benefits (GLWB) on registered index-linkedannuity (RILA) products and a stochastic analysis of market ...- Authors: Matthew Kevin Heaphy, Nicholas Carbo, David J Elliott
- Date: May 2023
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities; Annuities>Equity-indexed annuities; Annuities>Guaranteed living benefits; Modeling & Statistical Methods; Modeling & Statistical Methods>Sensitivity testing; Modeling & Statistical Methods>Stochastic models; Annuities>Deferred annuities; Annuities>Living / Death benefit riders
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Alzheimer’s Disease as a Critical Illness Trigger: Does it Really Make Sense?
Alzheimer’s Disease as a Critical Illness Trigger: Does it Really Make Sense? Analysis of Alzheimer’s Disease as a potential Critical Illness insurance benefit trigger. Alzheimer's disease ...- Authors: Stephen Rowley, Cyriac Kottoor
- Date: Jun 2012
- Competency: Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Health & Disability>Critical illness insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance
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Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19
Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19 In the wake of the pandemic, much of the insurance industry is now endeavoring to find sustainable, longer-term ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance
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Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products
Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products Summary of recent changes to IRS Section 7702 Interest Rates, and how it will impact the design of life ...- Authors: Stuart Kwassman
- Date: Feb 2021
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits; Life Insurance>Whole life
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Enhancing the Value of Critical Illness Insurance
Enhancing the Value of Critical Illness Insurance Critical illness insurance is a popular supplemental health insurance product in the U.S. market. This article discusses how carriers have ...- Authors: Ashlee Borcan
- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Health & Disability; Health & Disability>Critical illness insurance
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Market Trends and Product Designs in a Rising Interest Rate Environment
Market Trends and Product Designs in a Rising Interest Rate Environment Recently the interest rates have been slowly trending up from the lowest point in August 2020. The focus of this article is ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance; Life Insurance>Product development - Life Insurance
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The Evolution of LTC/Life Combination Products
The Evolution of LTC/Life Combination Products The article summarizes some of the key changes in modeling, assumptions, underwriting, and design for long term care combo products over the past ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Operational Challenges for Insurers During the Coronavirus Outbreak
Operational Challenges for Insurers During the Coronavirus Outbreak The current coronavirus pandemic has caused a number of challenges for life insurers and this article summarizes the ...- Authors: Christopher Hessenius
- Date: Jun 2020
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Enterprise Risk Management>Operational risks; Life Insurance>Underwriting - Life Insurance; Life Insurance>Accelerated underwriting