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The Future Is Now: Wearables for Insurance Risk Assessment
The Future Is Now: Wearables for Insurance Risk Assessment In this article, we discuss the future of wearable technology in life insurance. Evidence from recent research shows that low levels of ...- Authors: June Quah
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications>Analytics and informatics; Life Insurance>Accelerated underwriting; Technology & Applications>Wearables & implants
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Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19
Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19 In the wake of the pandemic, much of the insurance industry is now endeavoring to find sustainable, longer-term ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance
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Market Trends and Product Designs in a Rising Interest Rate Environment
Market Trends and Product Designs in a Rising Interest Rate Environment Recently the interest rates have been slowly trending up from the lowest point in August 2020. The focus of this article is ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance; Life Insurance>Product development - Life Insurance
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The Evolution of LTC/Life Combination Products
The Evolution of LTC/Life Combination Products The article summarizes some of the key changes in modeling, assumptions, underwriting, and design for long term care combo products over the past ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Enhancing the Value of Critical Illness Insurance
Enhancing the Value of Critical Illness Insurance Critical illness insurance is a popular supplemental health insurance product in the U.S. market. This article discusses how carriers have ...- Authors: Ashlee Borcan
- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Health & Disability; Health & Disability>Critical illness insurance
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Operational Challenges for Insurers During the Coronavirus Outbreak
Operational Challenges for Insurers During the Coronavirus Outbreak The current coronavirus pandemic has caused a number of challenges for life insurers and this article summarizes the ...- Authors: Christopher Hessenius
- Date: Jun 2020
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Enterprise Risk Management>Operational risks; Life Insurance>Underwriting - Life Insurance; Life Insurance>Accelerated underwriting
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Accumulated Annuity Design
Accumulated Annuity Design A paper demonstrating how to obviate the need for market timing strategies in variable annuity products by judicious use of product design. The paper presents the ...- Authors: Lloyd A Foster
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Variable annuities
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Product Matters! Looks Back
Product Matters! Looks Back A look back over 20 years to see how product topics of the day have changed and remained the same. “Pitfalls in Indexed Equity Products” By Product Matters! Editorial ...- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities; Annuities>Equity-indexed annuities; Life Insurance; Life Insurance>Investment strategy - Life Insurance
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Recent Developments in Qualified Annuitization
Recent Developments in Qualified Annuitization SECURE 2.0 included provisions that improve the ability of insurers to serve those who own qualified annuities. Several previously disallowed ...- Authors: John Blocher
- Date: Jul 2024
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Annuities>Payout annuities; Annuities>Product development - Annuities; Public Policy
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The Happiness Hedge
The Happiness Hedge This article helps illustrate that a guaranteed income stream in retirement has much more value than merely longevity protection. Used properly, a payout annuity is also a ...- Authors: Douglas Robbins
- Date: Aug 2020
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Annuities; Pensions & Retirement>Defined contribution and 401k plans; Pensions & Retirement>Retirement risks; Pensions & Retirement>Post retirement risks