Description: This session discusses what will happen to supplemental coverages under health care reform. Topics include traditional group ancillary benefits, health care reform supplements, and traditional individual/group niche products? From Record of Society of Actuaries Vol. 20, No. 3A.

Description: Essay where payers desiring to optimize health gains per dollar spent should avoid “across the board” cost sharing, and instead implement a “value based” design that removes barriers/provides incentives to encourage desired behaviors for patients and providers.

Description: Several employers at the SOA 1997 Palm Desert Spring Meeting discuss their experience implementing managed disability programs of different types. These employers discuss the barriers they needed to overcome to implement their approach to managed disability, and the impact of their managed programs on cost and quality of service.

Description: This session is about the current insurance topics such as: Experience rating problems, Long term disability problems, Health Maintenance Organizations Reinsurance.

Description: This session from the 1995 SOA Vancouver Meeting covers trends in health group products and experience, including managed care, PPO's, HMO's, POS's and PHO's. It also covers new developments in group long term disability products. From the Record of the Society of Actuaries, Vol. 21, No. 3a.

Description: 1994 SOA Meeting, San Antonio. In this session the sustainability of the historic profitability of group long-term disability was discussed along with the effects of benefit liberalizations, declining interest rates, and economic conditions on profitability.

Description: This discussion from the 1983 SOA Vancouver Meeting reviews the movement to small group health plans, group insurance underwriting, the plan design of non-traditional benefit programs such as cafeteria plans, HMO's and PPO's and new financial processes. From Record of Society of Actuaries, Vol. 9, No. 3.

Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss the opportunities and obstacles carriers face when integrating workers' compensation with short-term disability and/or long-term disability and/or medical insurance and whether integration can deliver positive results.

Description: This is a discussion about the impact the 1965 OASDI changes will have on group long-term disability insurance and group medical insurance. Also discussed are the rates of growth of separate accounts and variable annuities. From Transactions of Society of Actuaries 1966, Vol. 18 Pt. 2, No. 50.

Description: This is discussion about the impact of mass marketing has on smaller companies. From Transactions of Society of Actuaries 1969, Vol. 21 Pt. 2, No 59