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Current Topics: U.S. Insurance
Some of the structural requirements here include direct response marketing expertise, the ability to develop ... arms are now moving into those areas. I think the primary reason is that over the next decade and perhaps ...- Authors: Robert Shapiro, Harry D. Garber, Madie Ivy, John Studzinski
- Date: Oct 1981
- Competency: Leadership>Change management; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Capital management - Finance & Investments; Life Insurance>Capital - Life Insurance; Life Insurance>Non-forfeiture benefits
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Nonforfeiture Law Developments
acknowledge that, in reality, the public has not given us direct input. Our proposal was presented at the NAIC ... and getting pushed from all sides. We took great care to ensure that the proposal states that it is the ...- Authors: Frank P Dino, Thomas C Foley, Larry M Gorski, Craig R Raymond, Walter Rugland, Sheldon Summers, Robert E Wilcox, Darin Zimmerman
- Date: Oct 1996
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Non-forfeiture benefits; Public Policy
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Meeting Recap
counter- productive; and it is much simpler and more direct to compute cash values from the retrospective approach ... agents; personal producing general agents; and direct response. They also discussed advantages and disadvantages ...- Authors: David R Carpenter, Gary Corbett, James Lee Lewis, Dale R Gustafson
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Non-forfeiture benefits; Public Policy
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Ordinary-New Products
coverage to meet the needs of the family if the primary breadwinner dies or is disabled. On the other hand ... Institute of Life Insurance. When asked "Who should take care of all life insurance needs?", the number of those ...- Authors: Robert E Hunstad, Wilfred A Kraegel, Chandler L McKelvey, David M Mordorski
- Date: Mar 1975
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Leadership>Thought leadership; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Health & Disability>Disability insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Term life; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Non-forfeiture benefits
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Debate: Should Minimum Nonforfeiture Values Be Required by Law?
It says that regulation is direct interference for providing a direct impediment with the normal operations ... that kind of a regulation, there would be a more direct way of developing products and it would be at a ...- Authors: Douglas French, Walter N Miller, Philip Polkinghorn, Paul T Bourdeau
- Date: Oct 1987
- Competency: Leadership>Thought leadership
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Non-forfeiture benefits
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Impact of Inflation on Life Insurance Companies
llfe insurance companies is the enormous amount of direct placements which have been made since the end of ... increased expenses on the statutory statement is very direct - a dollar-for-dollar decrease in net income for ...- Authors: Daphne D Bartlett, Gary Corbett, Robert N Houser, Wilfred A Kraegel, Meno T Lake, Alan Richards, Robert C Tookey
- Date: Mar 1975
- Competency: External Forces & Industry Knowledge>External forces and business performance; Leadership>Thought leadership; Professional Values>Public interest representation; Strategic Insight and Integration>Big picture view
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Asset liability management; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Non-forfeiture benefits; Pensions & Retirement>Pension finance; Public Policy
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The Standard Nonforfeiture Law: Impact of Proposed Changes
the other. It could further go into a long-term care benefit. We realize that there are existing products ... products, life products with ancillary long-term care or even ancillary annuity-type benefits. But we're ...- Authors: Application Administrator, Eric Carlson
- Date: May 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance>Non-forfeiture benefits
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New and Proposed Valuation and Nonforfeiture Standards for Individual Insurance
Hartford. It is now moving forward to the NAIC. The primary changes from the ACLI version were generated out ... reserve requirements were not dealt with on a more direct basis. It would appear to me that the only justi- ...- Authors: Richard S Miller, Paul E Sarnoff, Jack M Turnquist
- Date: Oct 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Non-forfeiture benefits
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Insurance Regulation and Legislation
objection to this rate differential surfaced. The primary concern appeared to evolve around potential replacement ... cost permanent insurance. A few years ago, my primary interest in a new mortality table was with respect ...- Authors: John K Booth, Richard W Kling, E James Morton, Richard Charles Murphy
- Date: May 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Non-forfeiture benefits; Pensions & Retirement>Pension legislation and regulation
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A New Look at U.S. Nonforfeiture Regulation
law based on some sort of compromise that takes care of needs and desires of the industry. That's what ... proposed expansion to 7702 and that's to add long-term care as a qualified additional benefit. Other than that ...- Authors: William Carroll, Barbara Snyder, Douglas Doll
- Date: May 1996
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Non-forfeiture benefits; Public Policy