Description: Presented at June 1986 Spring Meeting. This session discussion is about the expenses in direct-response marketing, advertising compliance, risk selection techniques - unfair discrimination, agent supported regulation, use of telephone solicitors and direct response product design.

Description: This presentation is a panel discussion, session 45PD, from the 2004 Spring Meeting of the Society of Actuaries, held June 14-15 in San Antonio, TX. The panelists note that as new channels like the Internet, work-site marketing and direct marketing become more important, understanding the regulatory environment is essential, and nontraditional distribution, direct marketing, direct sales and telemarketing are increasingly subjected to new forms of regulations at the federal, as well as at the state, levels. The speakers cover the legal aspects of e-signature and voice signature, HIPAA authorization requirements, telemarketing rules, such as the federal “Do Not Call” legislation and other privacy issues. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 2.

Description: Discussion of the current business environment, the profile of the actuary who can meet these needs, directions corporations will take in the 21st century, economic and demographic trends that will affect the environment and markets over the next decade. The panelists discussed the need to be pro-active in shaping the environment.

Description: This panel discussion session examines the marketing and pricing considerations of group insurance in the 1980's.

Description: Presented at June 1986 Spring Meeting. This session discussion is about the status of state and federal regulations regarding the development of PPOs and other alternate delivery systems and anti-trust laws affecting PPO development.

Description: From a session at a meeting of the Society of Actuaries held in San Diego, CA, June 22-23, 2000 Discussion of how actuaries can influence federal legislation in issues of interest to life insurance companies.

Description: Presented at October 1996 Annual Meeting. This session presents and discusses the NAIC's model bill for risk-based capital as it relates to health insurance.

Description: From a session at a meeting of the Society of Actuaries held in San Diego, CA, June 22-23, 2000 The panel provides background on the impact of the passage of HR10 in November 1999 on the future of credit insurance, as well as the life insurance industry in general.

Description: This session reviewed the distinctions and blurring of those distinctions between group and individual life insurance. Topics include differences in underwriting, legal constraints, marketing and distribution, and the nature of guarantees provided

Description: Discussion of anticipated marketing and pricing considerations of Group Insurance in the 1980's including: a. Regulatory environment including National Health Insurance b. Economic and growth potential c. Competition including Health Maintenance Organizations d. Technology e. Evolving role of employee benefits f. Products g. Pricing considerations h. Marketing approaches Also, discussion of the 1960's and the 1970's a. Major influences b. Benefit changes c. Alternate funding approaches 2. The 1980's environment a.