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How Do You Make a Profit in Individual Disability Income?
experience and a good sense of the business to the table, as well as data that you can gather from your business ... Chart 2 shows actual to expected information for our U.S. business. There are three lines on the graph. The ...- Authors: David Libbey, Howell M Palmer, David E Scarlett, David Simbro
- Date: Jun 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Overlapping Benefits - The Intersection of Social Insurance and Private Insurance
JAMES F. A. BIGGS, KEITH H. COOPER, STEPHEN S. MAKGILL*, GERALD S. PARKER** 1. Social insurance involvement ... individual insurance plans, in Canada. MR. STEPHEN S. I¢_IKGILL: My role on this panel is to comment on ...- Authors: James F A Biggs, Keith H Cooper, Stephen S Makgill, Gerald S Parker, Charles Barry H. Watson
- Date: Apr 1978
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Pensions & Retirement>Private sector plans; Social Insurance
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Risk and Capital Management of Disability
proposed LTD formula RBC to the current formulas in Table 1. The major difference between LTD and individual ... overall for reserves greater than $210 million. TABLE 1 LTD RISK BASED CAPITAL Current Proposed Earned ...- Authors: Michael Lachance, Stephen Maher
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Capital management - ERM; Health & Disability>Disability insurance; Reinsurance>Health reinsurance
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Keys to Successful Financial Management of Disability Products
amortization or DAC deferrals. If you’re looking at an annuity line, you might want to include the true-up component ... are comprised of folks returning to work and mortality. You have interest, the rate of interest with ...- Authors: Stephen Mitchell, Stephen Tenaglio, Steven Schoonveld, James DePre
- Date: Oct 2003
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Current Risk-Based Capital Developments For Disability Income, Long-Term Care, And Stop Loss
Current ... Moderator: BURTON D. JAY Panelists: MICHAEL S. ABROE DARRELL D. KNAPP DENNIS P. LAUZON ... correlation did not appear to depend on block size. Table 1 9 Basic Approach (model volatility) Random ...- Authors: Michael S Abroe, Burton Jay, Darrell Knapp, Dennis Lauzon
- Date: May 2001
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Long-term Care>Long-term care insurance; Reinsurance>Stop-loss insurance
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The Future of Disability Insurance: Elements of Success
frightening business. I spent a lot of my life on the annuity side, both fixed and variable, and there you're ... would suggest yours as well, are right here in the U.S. Now, I would like to make a point about the underserved ...- Authors: Robert W Crispin, Robert B Pollock, David E Scarlett
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Profitable Management of Individual Disability Lines of Business
ROBERTW. BEAL Panelists: JEFFREYJ. BELL* THOMAS S. BELL CHARLES M. WALDRON Recorder: ROBERTW. BEAL ... decisions based on that understanding. MR. THOMAS S. BELL: When I was approached on the topic of talking ...- Authors: Robert Beal, Thomas S Bell, Charles M Waldron, Jeffrey J Bell
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Group Life and Health Insurance
In theory, the employer pays for the reducing mortality risk plus a portion of the expenses applicable ... group basis. We must expect group mortality, not ordinary mortality. We expect group with- drawal experience ...- Authors: Chester D Beatty, Application Administrator, Theodore W Garrison, William A Halvorson, Joseph W Moran, Walter Rugland, Richard B Sieben, Lyle H Barnhart, M. Ronald Riley, Robert N. Stabler
- Date: May 1968
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Disability Income - Marketing Approaches
multiple employertrusts,which I will refer to as _'s. Althoughwe do not write many MET's, we do have some ... groups are _ware of that. Product Selection vor M_'s _ou have to _havea very limited mumber of products ...- Authors: Ernie Frankovich, William Hezzelwood, Michael L Kellen, Wayne V Roberts, William Schnaer
- Date: Apr 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Debt Protection Product Development in the Aftermath of Gramm-Leach-Bliley
including the current project of updating credit mortality tables. Before our presenters begin, I will ... primarily in the credit card base for banks. In 2000, the credit insurance industry was about $6 billion ...- Authors: Christopher Hause, Jonathan Philip Jannarone, R Scott Jentz
- Date: May 2002
- Competency: External Forces & Industry Knowledge>Internal forces and business performance; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Life Insurance