Description: The Health Care Cost Institute (HCCI) recently released their annual health care cost and utilization report on February 13, 2020. This report illustrates employer group commercial health care costs and trends from 2014 – 2018.

Description: The collection of papers in this monograph were the result of a call for papers issued by the SOA’s Committee on Post Retirement Needs and Risks in partnership with the Long Term Care Section to explore the impact of long‐term care needs and expense on retirement security from a variety of aspects. The papers help expand thinking on how long‐term care events impact families as well as approaches to mitigating the impact of these events and related issues. As a result, this monograph provides a multi–disciplinary, textured analysis on this topic and serves to encourage future work in this area. - See more at: http://new.soa.org/news-and-publications/publications/other-publications/monographs/pub-retirement-systems-monographs.aspx?&cmsMode=Preview&langtype=1033#sthash.KVM2cSq7.dpuf

Description: Unfortunately, for many long-term care (LTC) products, realized experience is worse than originally expected and rate increases have become necessary. Filing a rate increase on a block of business often necessitates a separate filing in every state, often with different requests for support for the need for a rate increase from each state regulator. This session focuses on the best practices for filing LTC rate increases, both from the perspective of the filers as well as the regulators. Learn what regulators expect from companies pursuing LTC rate increases and how to be prepared to handle the rate-filing process.

Description: Press release for Predicting High-Cost Members in the HCCI Database.

Description: COVID-19 has changed the lives of most Americans and there are very important issues for retirees and near-retirees to consider.

Description: As carriers have learned over the last two decades, Long-Term Care insurance (LTCi) is a risky business. The intent of this paper is to illustrate how these risks can be better understood through modeling the liabilities using a Monte Carlo simulation approach.

Description: This article discusses Life-Cycle Saving and Investing for retirement. The article reviews how actuaries can add to the discussion of what is wanted and needed in retirement and how traditional replacement ratios can be linked with consumption targets.

Description: 2021 Life Meeting - Session 3F: LDTI - Disclosure Production Deep Dive 8.30.21 Recording