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Annuities and Settlement Options
Annuities and Settlement Options A. Discusssion of the practical considerations involved in deciding whether or not to adopt projected mortality rates in connection with individual annuities, ...Description: A. Discusssion of the practical considerations involved in deciding whether or not to adopt projected mortality rates in connection with individual annuities, settlement options, retirement income policies, and the various forms of group annuities. B. In view of increased administrative expenses, discussion of the arguments for and against imposing limitations on the granting of settlement options with respect to size of policy, including the practicality of providing for the expense of administering supplementary contracts other than through the use of conservative mortality and interest assumptions.
Hide- Authors: Society of Actuaries, H C Unruh, James Ross Gray, Walter Klem, Henry F Rood, Graham C Thompson, James H Braddock
- Date: Mar 1953
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Annuities>Payout annuities; Life Insurance>Claims - Life Insurance; Life Insurance>Non-forfeiture benefits