Description: Discussion of the implications of a newly adopted NAIC Long-Term Care Insurance Model Regulation provision, which requires benefit trigger decisions to be subject to review by an independent third party, after the insured has exhausted all avenues of internal appeal.

Description: This article discusses of the Federal Employees' Health Benefits Program. Specifically addressed were the flexible features, the political environment and changes being considered.

Description: In the course of consulting engagements, actuaries almost always find they need one or more of the following resources: -Healthcare data, which may be at the individual patient level or on a particular population. -Health services research studies which describe, summarize, try to alter, or predict patients’ use of health resources. -Health policy information, which describe public or private actions which affect the access, cost and quality of medical care. This document describes the ever-changing resources and specifies where they may be obtained.