Description: This paper uses a hypothetical game to illustrate issues facing the life insurance industry, specifically distribution costs.

Description: This paper examines the development of inflation and the dilemma the life insurance business faces. From Transactions of Society of Actuaries 1958, Vol. 10, No. 28.

Description: View the Social and Other Determinants of Life Insurance Demand

Description: The authors of this paper chose to consider a coterminous endowment insurance where the cash value is equal to the net level reserve. They wish to determine the relationship between the rate of increase in the cash value and the rate of increase in the amount of paid-up insurance purchased by the cash value. From Transactions of Society of Actuaries 1958, Vol. 10, No. 28.

Description: This panel discussion seeks to answer the following questions: Is the competitive position of smaller companies improving as compared to that of the larger companies? How are companies not offering this policy meeting this competition? Is there a trend toward the seeking of growth by smaller companies through expansion into Group, Accident and Sickness and other fields? From Transactions of Society of Actuaries 1960, Vol. 12, No. 33.

Description: This informal discussion reviewed the amendments to Section 213, looked at actuaries supplying aid to agency departments within their respective companies, and examined recent changes in methods of compensation for agents. From Transactions of Society of Actuaries 1953, Vol. 5, No. 12.

Description: Lapse rates from a recent, no dates specified, study of life insurance sold in New York State savings banks are summarized. They are compared with rates from a recent LIMRA inter-company study of agency business. First-year rates are broken down by premium frequency, and yearly rates are shown by type of life insurance plan.

Description: This paper consists of two parts. The first concerns the financing of public systems, the second is a challenging introduction to variances encountered in life insurance and life annuity theory. The first part emerges from work by some actuarial students and faculty at the University of Michigan during the past five years. The second part was stimulated by some developments in the preparation of the second edition of Actuarial Mathematics.

Description: After outlining some of the issues involved in the taxation of life insurance companies, this paper describes the tax consequences of various strategic courses of action by life insurance companies. From Transactions of Society of Actuaries 1981, Vol. 33.

Description: The SOA Research Institute engaged Milliman to perform a study examining life insurer practices on accelerated underwriting and how COVID-19 has impacted them. This effort included a separate outreach to actuaries working for twelve different state insurance departments. At the time of this report, three responses to our regulatory survey had been received. Therefore, the results of the three-question survey are discussed in broad terms, rather than using numerical measurements.