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A Conceptual Analysis of Nonparticipating Life Insurance Gross Premium and Profit Formulas
formulas dis- cussed, and (3) to demonstrate how the direct calculation of federal income tax as a cash outflow ... in the previous section in order to include a direct analysis of federal income tax in the profitability ...- Authors: Robert L Collett, James W Lamson, David S Lee, Frank C Metz, Steven Sommer, Donald R Sondergeld, Hemant Tilak, James A Tilley
- Date: Oct 1979
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Pricing - Life Insurance
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Asset-Liability Management and Product Pricing In A Low-Interest-Rate Environment
average five-year Treasury. We think that's the primary cause. A better test would be to find out if this ... do this. A lot of people in your company have direct incentives tied to sales. You're not going to make ...- Authors: Henry Ramsey, Kimberly Curley, David Weinsier, Kimberly Roalkvam
- Date: Jun 2004
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Enterprise Risk Management>Risk measurement - ERM; Life Insurance>Pricing - Life Insurance
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New Product Development Tool: The Product/Channel Directory
New Product Development ... Article from: News Direct Newsletter Summer 1999 – Issue No. 32 SUMMER ... agents, independent agents, banks, broker dealers, direct market- ing, telemarketing, Internet, worksite ...- Authors: James B Smith
- Date: Jun 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: News Direct
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
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Individual Insurance Pricing Theory
planning activity; if the actuary isn't also the primary architect of the company's planning process it ... We discovered that answering these questions has direct impact on our parti- cipating insurance pricing ...- Authors: Peyton J Huffman, John K Roberts, Claude Thau, John E Tiller
- Date: Oct 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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AG CCC Causes Rethink of ROP Term
which could reduce reinsurance opportunities for direct writers. Also, the calculation of CVs is standardized ... benefit that is easy for producers to sell and direct writers to administer. The pattern of percentage ...- Authors: George J Hrischenko
- Date: Jun 2009
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Small Talk
- Topics: Actuarial Profession>Standards of practice; Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Selected Individual Life Topics
along through a lower premium. I suspect that the primary reason for this preference lies in the simplicity ... development, it seems to me that they should have a primary role as the source of new product ideas. Most of ...- Authors: Paul J Overberg, Rodney R Rohda, Phillip A Turberg, Robert James Jordan
- Date: Apr 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Award Winning Papers - Visions for the Future of the Life Insurance Sector
manage the risks encountered over a lifetime. Three primary risks to financial security are mortality, morbidity ... explain to applicants the implications of the primary risks they face, both at present and in the future ...- Authors: Maria Thomson
- Date: Jan 2010
- Competency: Strategic Insight and Integration
- Publication Name: News Direct
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
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A Generalized Profits Released Model for the Measurement of Return on Investment for Life Insurance
original investment comes from share- holders, by direct investment or by the withholding of shareholder ... other blocks of insurance should be considered with care, because those "assets" are not carried on the ...- Authors: David N Becker
- Date: Oct 1988
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Transactions of the SOA
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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General
the other hand, regard the tax as having its primary impact upon product price, with only a secondary ... itself to supervision rather than getting into the direct field of man- agement. Implications of the Superintendent's ...- Authors: Society of Actuaries
- Date: Nov 1952
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Statutory accounting; Financial Reporting & Accounting>Tax accounting; Life Insurance>Pricing - Life Insurance
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The Next Generation Universal Life
continue to be the primary distributors for UL insurance. Banks, through direct relationships and through ... 1000, so that is the marketplace to which I will direct my comments. We will discuss trends in sales, ...- Authors: Daniel Byrne, Deanne L Nezas, Ken McCullum, Daniel Towriss
- Date: May 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life; Public Policy