Description: This panel discussion focuses on group long-term disability insurance.

Description: The main focus of this report is the presentation of information and methodologies to support the analysis of the financial impact of AIDS on individual companies writing life insurance in the U.S. Topics include reserving and development of valuation tables used for both statutory and GAAP accounting. This report should be viewed as a supplement to the Individual Life Report. Many of the issues and conclusions in the Individual Life Report are equally applicable to individual disability insurance and are therefore not discussed herein. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: Lists literature which provides a good grounding in individual disability income: markets, product design, pricing, underwriting, claim management, reinsurance, morbidity experience, and reserves.

Description: Preface for the Group Weekly Indemnity study.

Description: New GAAP accounting rules require different reporting of long-duration liabilities, which include active life reserves for individual disability insurance policies. This session reviews the new GAAP rules and provides practical guidance for disability insurers in the implementation of these requirements.

Description: This paper explores available disability experience data in order to shed some light on the character and extent of the subjective influences which affect the frequency and duration of disability. A mathematical model for computing disability income premiums and reserves is also presented.

Description: In the development of a group long term disability LTD premium scale it is necessary to consider the level of credit that should be given for offset of Social Security benefits. The amount of the Social Security award and the proportion of LTD payments that will be made while the individual is receiving that award should be considered.

Description: This aticle discusses LTD claims experience and the effects of Social Security offsets and pre-existing clauses.

Description: This general discussion examines disability income insurance and the inclusion of full time agents under the Social Security law.

Description: Panelists at this session of the SOA 1997 Washington, DC Annual Meeting discuss current issues and emerging trends in the marketplace for group long-term and short-term disability income.