Description: The birthday rule is used to determine whether the father's or the mother's insurer is liable for a child's medical bills, where the liability rests with the insurer of the parent whose birthday falls in the first half of the year. It is assumed that the odds are even that the liable insurer will be the mother's, vs. the father's. This paper demonstrates how the key determinant of whether this assumption is valid is the distribution of the difference in spouses' ages.

Description: This 1975 report on aviation and hazardous sports mortality covers statistics obtained from United States and Canadian governmental service, both civilian and military, supplemented by publications of the aviation industry.

Description: This report on aviation and hazardous sports mortality covers statistics obtained from United States and Canadian governmental services, both civilian and military, supplemented by publications of the aviation industry.

Description: Report on intercompany mortality experience under Standard Ordinary life insurance policies for the period 1985 - 1986 anniversaries and also 1981 - 1986 anniversaries.

Description: This paper presents the fundamentals of creating and using projections. From Transactions of Society of Actuaries 1950, Vol. 2, No. 4.

Description: This is a discussion of the paper, 'The New Standard Ordinary Mortality Table' paper by Sternhell.

Description: This paper describes methods adapted to the computer for calculating premiums and nonforfeiture values separately for each policy at its original issue and for as many changes in the policy as may be made later. It also discusses current insurance law, underwriting, substandard issues, dividends and sales illustrations. From Transactions of Society of Actuaries 1976, Vol. 28.

Description: In this paper, mortality trends of males and females are examined from the beginnings of the human species until the present. Future projections are also made, and the implications of the widening gap in survival rates of women vs. men is discussed.

Description: Discusses mortality improvements over the last 20 years, the extent to which premiums on nonparticipating policies reflect the changes in mortality experience, the proposed new valuation table, should valuation tables be split by gender, and extra mortality on substandard lives at very long durations.

Description: This study attempts to measure incidence rates, loss severity, and expected basis-point loss associated with credit risk events. The study identifies asset characteristics believed to influence credit risk and develops a process for gathering and evaluating intercompany credit risk data.