Description: Underwriting individual disability insurance is a complex process that draws on many different disciplines. From Record of Society of Actuaries, Volume 26, No. 1., session 25 PD of the Las Vegas Spring Meeting.

Description: Presented at June 2002 Spring Meeting. This session explores recent developments in the voluntary disability market.

Description: This discussion at the SOA 1990 Dallas Regional Meeting is about current issues in individual disability income market, including underwriting, claim control, product design, sales tactic, management reports, reinsurance and closed block strategies.

Description: Panelists from session 144PD of the New Orleans Annual Meeting cover the following aspects of group STD and LTD underwriting: • Credibility • Experience Rating • Manual Rating From the Record of the Society of Actuaries, Volume 27, No. 3, Session 144PD.

Description: Discusses claim reserves for group long-term disability [GLTD], group medical insurance, and small-group [under 25 lives] medical and dental insurance. Session 9 of the 1991 Valuation Actuary Symposium.

Description: This paper explores available disability experience data in order to shed some light on the character and extent of the subjective influences which affect the frequency and duration of disability. A mathematical model for computing disability income premiums and reserves is also presented.

Description: This session from the 1984 SOA Toronto Meeting concentrates on four products: products to cover disability buy-outs, overhead expenses, key employee, and salary continuation in terms of markets, product design, pricing, taxation, reinsurance, underwriting and the Norris decision. Record of the Society of Actuaries Vol. 10, No. 4A

Description: In the development of a group long term disability LTD premium scale it is necessary to consider the level of credit that should be given for offset of Social Security benefits. The amount of the Social Security award and the proportion of LTD payments that will be made while the individual is receiving that award should be considered.

Description: This aticle discusses LTD claims experience and the effects of Social Security offsets and pre-existing clauses.

Description: This general discussion examines disability income insurance and the inclusion of full time agents under the Social Security law.