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The Truth About Preferred Risk Product Design
for pricing and designing insurance products for direct products. He’s been with ING Reinsurance since ... career in 1975 and his first 10 years were spent at direct writing life companies and the last 16 years in ...- Authors: Application Administrator, Steven Andrews, Douglas A Ingle
- Date: May 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance
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Adjustable Life Products
current versions of Adjustable Life, there is a direct tie-in between the cash values, the reserves, the ... result in an easier placement of rated policies, but care must be taken that the policyholder realizes he ...- Authors: John E Aschenbrenner, Gerald R Chapman, Samuel H Turner, Alice M Neenan
- Date: Jun 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Discussion of Preceding Paper
company to decide for itself whether or not its direct expenses can be met by the expense allowance in ... general agency system where the percentage of direct expenses is inclined to be higher. The com- pany ...- Authors: Archibald H McAulay, Alvin B Nelsen, B Franklin Blair, Philip Freedman, Richard C. Guest
- Date: Nov 1952
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Pricing - Life Insurance; Reinsurance
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The Cost of Recent Additional Mortality under Group Conversions
over-all average cost in use becomes $69.") The primary objective of this paper is the evaluation of the ... affect the excess cost of group conversions, great care needs to be exercised in interpreting a developing ...- Authors: Russell M Collins, Rea B Hayes, Paul H Jackson, Julia Augusta Oldenkamp, Frederick S Townsend, Julius Vogel, Edward A. Lew, Louis Levinson, Garnett E Cannon, George C Campbell, W Rulon Williamson, Milton J. Wood, Guy W. Pickering, Fred H Holsten
- Date: Oct 1962
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Modeling & Statistical Methods
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Communicating Financial Impact of New Products
president, and CEO of RGA Reinsurance Company, RGA's primary operating company. David is an FSA and has written ... over a longer period of time. That should take care of the excess GAAP profits in 2012 and spread them ...- Authors: David Atkinson, James W Dallas
- Date: Oct 2001
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Credit Risk Modeling For Life Insurers
collateralized mortgages and so on. In fact, there is a direct link between the value of your collateral and ... It doesn't have to be a rating, we don't really care about the rating, but it makes things easy to understand ...- Authors: Larry Rubin, Martin le Roux, Walid Shinnawi
- Date: Jun 2003
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Portfolio management - Finance & Investments; Life Insurance>Pricing - Life Insurance
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Risk-Based Pricing—Risk Management at the Point of Sale
credit risk increases. By far, the most common primary pricing measure is the statutory internal rate ... alternative pricing measure 10% Use VNB as primary pricing measure 8% Use market consistent assumptions ...- Authors: Dominique Lebel
- Date: Sep 2009
- Competency: External Forces & Industry Knowledge
- Publication Name: Risk Management
- Topics: Annuities>Pricing - Annuities; Enterprise Risk Management; Life Insurance>Pricing - Life Insurance
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SOA Risk Management Task Force - Pricing For Risk Survey
Marketing 7 1.99% Total: 351 1. What is your primary area of practice? 14 27 Who Responded? Insurance ... 7.12% Total: 281 4. Which is your country of primary practice? 30 Who Answered? 5. As a proxy for ...- Authors: Society of Actuaries, David T Henderson
- Date: Dec 2002
- Competency: Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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Foreword
Foreword In this Forward to the Product Development Section Monograph M-AS99-3, the authors ... accelerated death benefits and now include long-term care and/or critical illness benefits. • Pricing from ...- Authors: Deborah Sloan, Larry Stern
- Date: Oct 1999
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Life Insurance>Pricing - Life Insurance