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  • pro-2014-iss88-dunscombe
    Introduction T he experience study process serves as a primary foundation of actuarial work. Some of the first ... incidence of disability, termination of long-term care claims, and many others. The experience study ...
    • Date: Feb 2014
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Experience Studies & Data>Mortality
  • Does Preferred Wear Off?
    see that gender does not “wear off ” during the primary insurance ages, then one may make the leap to say ... many other confounding variables—access to health care, smoking habits by gender, women in the workplace ...

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    • Authors: Steven Cox
    • Date: Jul 2004
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
  • Product Matters, June 2017
    year, and in renewal years are set equal to the direct writer’s anticipated mortality experience, including ... down the IRR to a level that may be lower than a direct writer’s normal new business hurdle rate. In Pricing ...

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    • Authors: Society of Actuaries
    • Date: Jun 2017
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Effective decision-making
    • Publication Name: Product Matters!
    • Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
  • SOA Report on Mortality Improvement Survey
    SOA Report on Mortality Improvement Survey Discussion of the Society of Actuaries Report on ... Canadian companies responded. All companies were direct writers (i.e., not reinsurers). The survey asked ...

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    • Authors: Douglas Doll
    • Date: Jul 2003
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance
  • Strategy: Reinventing Life Insurance
    simple products that often are available for direct purchase at a nominal fee. Reasons for optimism ... only one year. • Towards a disintermediated direct model: Prevailing industry sentiment is that “life ...
    • Date: Jun 2014
    • Publication Name: Product Matters!
  • Product Matters! October 2019, Issue 114
    “single A”) Non-par term and whole life, long-term care/disability, immediate/payout annuities Market ... ing new product design ideas was identified as a primary barrier. Unsurprisingly, the majority of respondents ...

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    • Authors: Society of Actuaries
    • Date: Sep 2019
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Chairperson’s Corner PD Section Rings In The New Year
    Chairperson’s Corner PD Section Rings In The New Year New chairperson’s column discussing his ... This repositioning of the meeting is based on direct feedback from you—we are eager to see the success ...

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    • Authors: John Currier
    • Date: Feb 2010
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Annuities; Life Insurance
  • Product Matters! February 2012, Issue 82
    life situations (effective longevity and long-term care insurance funding mechanisms). Reframing The Power ... product development, and he has served 25 years in direct stock and mutual company product development, ...

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    • Authors: Society of Actuaries
    • Date: Feb 2012
    • Publication Name: Product Matters!
  • Why are Actuaries Going MaD?
    Why are Actuaries Going MaD? Recruitment article for the Marketing & Distribution Section ... Section and our past focus had a lot to do with direct marketing, non-traditional products like credit ...

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    • Authors: Application Administrator
    • Date: Feb 2008
    • Competency: Professional Values>Practice expertise
    • Publication Name: Product Matters!
    • Topics: Actuarial Profession>Professional development
  • Variable Annuity Risk and Seeking “The Perfect Hedge”
    cash flows (net of premiums) exactly mirror our direct flows. The problem with reinsurance recently is ... assign losses over a certain level back to the direct writer. This means that the 100 percent negative ...

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    • Authors: Douglas Robbins
    • Date: Jul 2003
    • Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management
    • Publication Name: Product Matters!
    • Topics: Annuities>Pricing - Annuities; Annuities>Variable annuities