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Individual Disability Income - Where Have All The Margins Gone?
(after tax ROE 20% plus). As can be discerned, the primary contributor to diminishing underwriting results ... to enhance and reinvigorate this program. Our primary emphasis has been in the area of selection not ...- Authors: Robert G Meilander, Richard L Mucci, David E Scarlett, David S Cox
- Date: Apr 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Some Observations on the Nature of the Risk of Disability, its Measurement and Control
Some Observations on the Nature of the Risk of Disability, its Measurement and Control This paper ... applying the table in any way that depends on direct or implied validity of the tabular incidence of ...- Authors: Simon T Courant, JOHN H MILLER
- Date: Oct 1972
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Disability tables; Modeling & Statistical Methods
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Measuring and Analyzing Volatility Risk in Disability Income
looks like this could be applied to, say, long-term-care termina- tions or any kind of a life annuity. Mr ... extended claim-oriented policy like a long-term care or even group LTD, it could apply. Going beyond ...- Authors: Richard M Rasiej, Jeyaraj Vadiveloo, Darryl Wagner
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Risk measurement - ERM; Health & Disability>Disability insurance
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Individual Disability Income Contract Provisions
Individual Disability Income Contract Provisions This session from the 1983 SOA Vancouver Meeting ... larger amounts and benefit periods. We use more direct contact through the telephone, through the field ...- Authors: Ian Bancroft, Robert M Brodrick, Lorne Cooper, W Duane Kidwell, John Young
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Hot Topics in Group Short-Term Disability Income
Hot Topics in Group Short-Term Disability Income Panelists discuss trends for the group short-term ... else out there to rely on. What seems to be a primary source for data is a company's own book of business ...- Authors: Raymond Siwek, David S Mogul, Andre Baillargeon
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance; Health & Disability>Disability tables
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Individual Disability Income
Individual Disability Income This panel discussion session focuses on individual disability ... necessarily so for using the CDT table. It is a primary concern because in the later durations, the interest ...- Authors: Kenneth J Clark, W Duane Kidwell, Gary Mooney, William J Taylor, JOHN HAYNES MILLER
- Date: Jun 1979
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Health & Disability>Disability tables
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Individual Health - Loss-Of-Time
Individual Health - Loss-Of-Time Data on morbidity, loss ratios, actual-to-expected continuance rates, ... INDIVIDUAL HEALTH--LOSS-OF-TIME 203 used a direct approach, using realistic assumptions for lapses ...- Authors: Ben J Helphand, Donald R Selser, Robert Shapland
- Date: Jan 1975
- Competency: Communication>Oral communication; External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values>Practice expertise; Strategic Insight and Integration>Big picture view
- Publication Name: Record of the Society of Actuaries
- Topics: Economics>Health economics; Experience Studies & Data>Disability; Experience Studies & Data>Morbidity; Health & Disability>Disability insurance
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Disability Continuance Study
Disability Continuance Study The purposes of this paper were to help determine the level of adequacy ... Since the adequacy of claim reserves was our primary concern, no exposure data on active lives were ...- Authors: Kermitt Cox, Robert Shapland
- Date: Jan 1980
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance; Health & Disability>Disability tables
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1978 Report - Experience Under Certain Ordinary Waiver of Premium Benefits Between 1959 and 1974 Anniversaries
experience for issues of 1960 and thereafter. Thus, care is needed when interpreting the combined experience ... premiums and insurance varying in amount by duration, care should be taken that exposures and claims are on ...- Authors: Society of Actuaries
- Date: Jan 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance
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Actuarial Considerations Regarding Cost And Reserving For Disability Products
Actuarial Considerations Regarding Cost And Reserving For Disability Products This session from ... State Cash Sickness. In our issue rules, we take care of the question of potential overinsurance from ...- Authors: Melvin J Feinberg, Carl L Loeffel, S Michael McLaughlin, Robert J Shlifer
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance