Description: We propose using premiums and tax revenue to fund high-cost individuals in the Individual ACA market.

Description: Winning essay in the 2020 Disruptions to the Actuarial Profession Contest

Description: The Patient Protection and Affordable Care Act (ACA) was signed into law March 23, 2010. The transformative health care legislation was multi-faceted, but its primary purpose was to reduce the number of uninsured Americans. In alignment with the SOA’s Strategic Plan objective to “inform the public’s understanding of key societal issues”, this report examines the various publications reporting on the uninsured rate which stakeholders frequently access to measure policy efficacy and inform future policy considerations.

Description: Mortgage insurance is used to guarantee the mortgage investor [mortgagee] against financial loss due to the inability of the home buyer [mortgagor] to repay the loan in accordance with the terms of the mortgage. This paper describes a procedure used to construct predicted survivorship tables for single-family home mortgage insurance contracts written under four sections of the National Housing Act.

Description: An essay discussing universal access to high quality, low cost health care.

Description: Updates on HPC activities, including new work groups for providing input to key players as health care reform moves on from the legislative phase into the regulatory phase, as well as ongoing activities of existing workgroups in financial reporting, long term care, stop loss, disease management, Medicare SUpplement, sovency, cancer claims experience, and risk adjustment.

Description: This Letter to the Editor is a response by the author of the article 'Predictive Modeling with Consumer Data' to two previously published Letters to the Editor. From The Actuary, February 2012, Volume 9, Issue 1.

Description: Current Status of managing costs & increasing costs, Future Direction of Consumerism, technology and defined contribution health plans. Issue No. 39.

Description: Susan Dentzer, editor-in-chief of Health Affairs, discusses health care and health policy.

Description: The Health Section Council Chairperson looks back at a historic year for the health care industry, and what it means for health actuaries.