Description: This report represents the second in a series of studies conducted jointly by LIMRA International and the Society of Actuaries Long-Term Care Experience Committee and focuses on recent long-term care insurance industry persistency results. The study examines persistency experience by reporting on changes in both voluntary lapse and total termination activity for all participating companies during calendar years 2005 through 2007.

Description: This web page describes a report that presents results for industry long-term care insurance persistency.

Description: This report estimates sex-specific trends in HIPAA ADL disability between 1984 and 2004 using the National Long Term Care Survey (NLTCS); estimates age-standardized 20-year changes in ADL and cognitive impairment (CI) among the U.S. elderly using the HIPAA CI trigger; estimates the joint distribution of cognitive impairment (CI) and ADL disability among aged Medicare enrollees using the HIPAA disability triggers.

Description: The Canadian Institute of Actuaries (CIA) and the Society of Actuaries (SOA) are pleased to make available a resource model that provides long-run (to 2050 and beyond) forecasts of health care spending in Canada.

Description: Mortality in the U.S. states at ages 80 and older and over years 1959–2011 analyzed and compared with mortality levels in 13 high-longevity countries.

Description: Observations of a Home Health Care Experience Analysis incidence rates, selection rates, avg length of service. From Long-Term Care Newsletter, October 2000, Issue No. 3.

Description: Presented at May 2000 Spring Meeting. Many long-term-care insurers are outsourcing administrative functions to management organizations. The panelists discuss the reasons for this outsourcing, the functions that can be outsourced, financial incentives for vendors, criteria for selecting a vendor, monitoring performance and other aspects of the business relationship.

Description: Provides an overview of a Columbia University graduate course in actuarial science called a Global Perspective of the Health Insurance Market. It includes an overview of this unique course and a summary of course content and completed research in the course. The course covers all financial aspects of US and international health insurance.

Description: Short-term Care insurance provides consumers with an alternative option for financing the costs of medical care due to a short-term disability or post-acute care. This article provides an overview of the current Short-term Care market and compares some of the key benefit features to those found in Long-term Care products that are available today.

Description: This document is the second Intercompany Study of the Society of Actuaries Long Term Care Experience Committee. This report combines and analyzes data received from 14 insurers with data back to 1984. Data is provided on morbidity, claim characteristics, cause of claim, mortality and persistency.