Description: The panel provided a basis for discussing the implications of the new tax code to life insurance and associated products, including annuities and accident and health insurance, but no discussion of the taxation of insurance companies.

Description: This discussion addresses the following questions about health insurance maternity benefits: 1. What has been the claim, lapse, and expense experience on hospital-medical policies with maternity benefits issued to young married couples? 2. To what extent have hospital-medical policies been introduced with reduced maternity benefits during the early policy years or with no maternity benefits? 3. What other measures are being used to provide maternity benefits on a self-sustaining basis? 4. Are these measures effective? From Transactions of Society of Actuaries 1963, Vol. 15 Pt. 2

Description: A description of the election process within the SOA, the role of the Board of Governors, and how the process has evolved from an on-the-spot balloting process to a mail-in process.

Description: This article is a summary of responses to a questionnaire from Benjamin I. Gottlieb in Washington that had been sent to a random sample of 500 Society Fellows in the U.S. The questionnaire dealt with the anticipated long-term economic and demographic assumptions for social security.

Description: This paper presents a call to action for the actuarial profession. From Transactions of Society of Actuaries 1972, Vol. 24, Pt. 1, No. 69 AB.

Description: The author of this article, The Actuary’s editor, notes that this article is a capsule of what may be called “the Angle/Bladen theme.” John C. Angle spoke at Hartford in April 1980 see the Record for that meeting, pp. 188-193. His investment colleague, Ashby Bladen, addressed our Annual Meeting in Montreal last October 1980. Their observations were about mutual life insurance in the United States. The article notes that the current economic environment, with interest rates “far outside the familiar 3% to 6% range,” is a difficult one for life insurers and their traditional products, that we are becoming less conservative when the risk of serious economic trouble is rising, and “a satisfactory future depends on restoring stability, not upon trying to learn how to cope with instability.”

Description: This paper, a study of Canadian life insurance company expenses, is regarded by the author, Arthur Pedoe, as a continuation of his earlier study presented to the Society of Actuaries in 1952 TSA IV, 485. In examining various expense trends the author emphasizes what he feels to be useful, namely an overall expense ratio defined as actual to expected total company expenses. The paper and ensuing discussion explore how expected expenses should be determined, as well as examining trends in group business expenses, among other topics. From 1961 Transactions Vol. 13, No. 35 AB.

Description: This is a brief description of the formation of the Committee.

Description: This is the survey results from the questionnaires covering the Spring Regional Meetings. From The Actuary, September 1968, Vol. 2, No. 7.

Description: This discussion at the San Francisco and Washington 1966 Regional Meetings covers three topics - Disability Benefits under Life or Health Insurance Policies, Changes in Individual Medical Expense Insurance in the Light of Medicare, and Optional Modes of Settlement.