Description: This session at the SOA 1990 San Francisco Regional Meeting focuses on sales illustrations for life insurance policies with nonguaranteed elements. Historical development, current regulations and ideas for future improvement in consumer provided information on these products are discussed.

Description: Panelists debate the pros and cons of revising our nonforfeiture laws for life insurance, with input from the audience. From the 1987 Record of Society of Actuaries, Vol. 13, No. 4A.

Description: This session discussion is about persistency influence the profitability of individual life reinsurance. From Record of the Society of Actuaries Vol. 15, No. 2.

Description: This presentation is a concurrent session from the 1991 Meeting of the Society of Actuaries, held April 18-19 in New Orleans. The panelists discuss last-to-die and joint life insurance plans, noting their increasing popularity. The topics of discussion include plan design, regulatory issues, administration, tax issues, policy splitting provisions and the markets for these plans. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 1.

Description: Discusses the emerging proposals for revision of the NAIC Model UL Regulation to address valuation, non-forfeiture, and disclosure concerns. Also discusses product implementation and the current status of state requirements. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: Informative discussion about pricing techniques, including: [1] uses of return on investment [ROI], GAAP return on equity [ROE], and universal life [UL] and other profit measures, [2] scenario testing, [3] expenses, [4] target surplus, and [5] federal-income-tax considerations. From the 1988 Record of Society of Actuaries, Vol. 14, No. 2.

Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held May 16-17 in New York. The panelists discuss product design issues for annuities, including “CD annuities,” which are like individual guaranteed investment contracts, traditional single premium deferred annuities, ‘SPDAs,’ two-tiered annuities, immediate annuities, and others. They also discuss tax developments, investment strategies, and reserve issues. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 2.

Description: Presented at May 1985 Spring Meeting. This session discussed: Accounting options for consolidating foreign operations, Foreign currency fluctuations, Foreign taxes and tax credits, Offshore subsidiaries, Foreign reinsurance ceded and assumed, Variation appropriate for United States and Canadian companies.

Description: 1994 SOA Spring Meeting, San Francisco. The panel discussed current issues in participating, UL, and non-guaranteed element products. Topics of discussion included product design, regulatory issues, implementation, pricing issues, and compensation.