Description: This work describes a study undertaken to determine whether the Federal Housing Administration's 'FHA' single-family-home mortgage insurance program for investor 'non-occupant' loans should be modified. The sample data were analyzed using both Bayesian and sample reuse procedures. A commentary on the paper is included.

Description: This paper shows how discrete multivariate analysis or multidimensional contingency table methods may be applied to data arising in actuarial work. A brief introduction to the theory is followed by two detailed examples of its application. Finally, the concluding remarks indicate how the procedure could be incorporated into a complete rate-making procedure. This work was performed for the U.S. Department of Housing and Urban Development.

Description: This paper presents a unifying non-Bayesian statistical method for incorporating prior information into the determination of probability distributions and other finite measures and develops the statistical properties of this method together with actuarial applications. A discussion of the paper follows. From Transactions of Society of Actuaries 1991, Vol. 43.

Description: This study revisits and updates the termination experience of single family mortgages originated during the early 1980s under the purview of the FHA and insured under the FHA's Mutual Mortgage Fund Insurance MMIF. It also provides a summary of the lessons learned from the study.

Description: Experts' discussion of data sources, quality, and analysis. From 2005 Living to 100 and Beyond Monograph, M-LI05-1.

Description: Mortgage insurance is used to guarantee the mortgage investor [mortgagee] against financial loss due to the inability of the home buyer [mortgagor] to repay the loan in accordance with the terms of the mortgage. This paper describes a procedure used to construct predicted survivorship tables for single-family home mortgage insurance contracts written under four sections of the National Housing Act.

Description: The paper presents the history of mortgage guarantee insurance in the US, beginning briefly with the history of banks and banking regulation and ending with implications for the future.

Description: This paper examines the Federal Housing Administration's [FHA] historical termination data on individual single family mortgages. These FHA data can be used to help understand recent past experience as well as to forecast future experience.

Description: This work describes a study undertaken to determine whether the Federal Housing Administration FHA should modify or discontinue its single-family home mortgage insurance program for investor i.e., non-occupant loans.

Description: Presented at October 2000 Annual Meeting. This is a brief summary of a tutorial on the application of credibility theory to health insurance. The concept of full credibility and the necessary conditions for experience data to be fully credible are covered.