Description: This presentation is an open forum from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. The focus from the panelists is on emerging trends and issues as they relate to the current market environment, discussing new products on the horizon, including market-value adjusted products, income products, and variable products, the importance of due diligence, and in-force annuity management. The panelists emphasize the importance of the public’s perception of and confidence in the insurance industry. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4B.

Description: Panelists discuss SEC and state regulatory developments, variable-market sales and distribution trends, profitability of variable products, and the variable insurance market from the broader perspective of the financial-services marketplace. From the 1988 Record of Society of Actuaries, Vol. 14, No. 2.

Description: From session 63 PD at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999, Impact of Regulatory Uncertainty on Product Innovation. Also discussed is the impact of XXX on policy design and reserves. This is Charts 3 and 4 from that preentation. See separate document for narrative from the presentation.

Description: Discusses the importance of coordinating the trends in investment markets with product characteristics, investment strategies, and asset modeling. From the 1987 Record of Society of Actuaries, Vol. 13, No. 2.

Description: From a session at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999. Panelists with differing perspectives within the term insurance industry examine a range of topics that are crucial for successful product development. Impact of XXX is also covered.

Description: This presentation is a panel discussion, session 66PD, from the 2004 Spring Meeting of the Society of Actuaries, held June 14-15 in San Antonio, TX. Noting that life insurance and annuity products in general have grown much more complex [e.g. universal life with secondary guarantees], the panelists discuss the product development process and the resources you can use to get the product to market quickly. They discuss topics including the product development cycle, reinsurance assistance, and filing with state insurance departments and the Securities and Exchange Commission [SEC]. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 2.

Description: From session 55PD of the Montreal Spring Meeting panelists discuss current topics related to annuities. These topics include Equity Indexed Annuities, persistency, illustrations and product development. From the Record of the Society of Actuaries, Vol. 23, No. 2.

Description: This session from the 1995 SOA Boston Meeting reviews the effects on term insurance product design of reserve requirements resulting from the NAIC's XXX and New York Regulation 147 and the pricing implications on term and universal life UL. From the Record of the Society of Actuaries, Vol. 21, No. 4a.

Description: Presented at May 1996 Spring Meeting. Discusses product design and pricing, market penetration, hedging and other investment strategies, and valuation issues.