Description: There are growing concerns that the Asian bird flu virus will evolve into a form that can be transmitted from human to human, thus unleashing a new global flu pandemic. This article uses the Spanish flu epidemic and the German life insurance portfolio to analyze the additional claims expenditure due to a pandemic.

Description: An interview with Jim Toole, lead researcher for SOA's pandemic research project. The project examines pandemic influenza and its implications to the life and health insurance industry.

Description: An article on kinder, gentler mergers and acquisitions. Life insurance company mergers and acquisitions are seeing a renewal of activity. Now, however, they are being handled with a new consciousness.

Description: Article from The Actuary September 1992 – Volume 26, No. 7 is about the growth in life insurance from 1970 -1990 as compared to the general economic growth.

Description: This article offers an in-depth explanation of what life insurance is and how it is regulated.

Description: Discusses the different forms of guarantees that have been used in life insurance, and the various means of analyzing and establishing financial support to assure that these promises can be met.

Description: This article examines the current number of active life insurance companies existing in the United States and the possible consolidation of the industry. Article from The Actuary, Volume 24, Issue 4

Description: This article looks at the options for terminally ill people with life insurance - loans, accelerated benefit options, and viaticals - and asks why more actuaries are not involved.

Description: The rights of participating policyholders are examined when demutualization is considered or actualized.

Description: The author's comments on the future outlook for actuaries and the insurance industry. He poses many thought provoking questions about the future.