Description: Presented at May 2002 Spring Meeting. Discusses selected concepts that relate to risk appraisal of new business insurance and underwriting. Specific attention is focused on the relative values of underwriting tools, namely fluid collection: blood, urine and oral fluid.

Description: Discusses issues specific to large amount underwriting and the mortality outlook for current high face amount plans.

Description: This outline was used to guide the discussions with each participant of an automated underwriting study.

Description: Using the Cox proportional Hazards Model to improve underwriting debits and credits.

Description: Presented at May 2002 Spring Meeting. This session addresses the important elements in designing preferred risk products. Theoretical and pragmatic approaches to establishing a sound policy for setting underwriting requirements and mortality assumptions are discussed, including the real mathematics of preferred risk classification, distribution of risk profiles by age and the key elements of age-specific underwriting.

Description: Presented at October 1985 Annual Meeting. This session discussion is about types of substance misuse, impact of substance misuse on mortality and morbidity, identification and screening techniques and technology, underwriting techniques.

Description: Defines Accelerated Underwriting programs as a transformational trend, and outlines a process for evaluating mortality implications of such programs.

Description: Discussion of the need for financial underwriting and some history on industry practices. Also includes a discussion of how communications should take place between the underwriter and financial advisor to the insurance applicant.

Description: Presented at May 1996 Spring Meeting. Results of the recently completed survey on preferred risk criteria for individual ordinary life insurance are presented, with a discussion of limitations of results and implications for pricing actuaries, underwriters and reinsurers.

Description: This session focused on Underwriting, particularly addressing problems with traditional underwriting classification, new and acceptable classifications, possible transition problems. Record of Society of Actuaries, Vol. 7, No. 3.