Description: This session from the 1984 SOA Salt Lake City Meeting covers flexible benefit plans which encompasses cafeteria plans, flexible compensation and flexible spending accounts. It also looks at antiselection on flexible benefit plans, pricing the options and the advantages and disadvantages of such programs.

Description: This 1977 panel discussion examined the surplus needs of life insurance companies. Topics included: 1. A status report of Trowbridge Committee on Valuation and Related Matters 2. The purpose of surplus 3. The amount of surplus required for group insurance 4. The amount of surplus required for ordinary and group business with a savings element

Description: This 1978 panel discussion is about personal casualty lines on a group basis. It focused on: 1. The traditional approaches of group life and health versus individual policies for fire and casualty 2. Problems in product design and underwriting, and 3. The impact of federal income tax laws. 4. Regulatory constraints. The discussions were primarily on personal automobile insurance.

Description: Panel discusses strategies for success in an increasingly competitive group-life marketplace. From the Record of the Society of Actuaries, Vol. 24, No. 3.

Description: This session from the 1983 SOA Spring Meeting covers group insurance underwriting and selection issues including self insurance, financial results of group insurers, the underwriting and selection issues involving nontraditional group benefit programs, and techniques for monitoring the underwriting policy.

Description: This 1975 panel discussion SOA Bal Harbour Annual Meeting addressed the impacts of ERISA other than on pensions.

Description: This 1979 session focused on group life topics. Topics included: 1. NAIC Model Group Life Insurance Law 2. Mass Marketing 3. Waiver of Premium/Extended Death Benefit 4. Financial Aspects a. Profitability b. Reserves e. Persistency/Mortality

Description: This 1978 session focused on Group Life Insurance. Questions discussed included: 1. How does current group mortality compare with the 1960 Basic Group Mortality Table? 2. What is the relationship of female to male mortality rates? 3. How do the premium rates of insurance companies compare with the 1960 Basic Group Mortality Table? 4. What group and industry experience indicate the appropriateness of premium discounts and loadings? 5. To what degree are alternative funding approaches utilized for group life insurance? 6. How many life years of exposure are necessary for credibility to be given to the experience of a group? 7. What measures are utilized to hold experience fund deficits to a manageable level for group life? 8. What is the proper reserve for pending or unknown death claims? 9. What is the proper reserve for pending or unknown disability waiver of premium claims? 10. What is the proper reserve for approved waiver of premium claims?

Description: This 1978 discussion session is about pension plans for small employers offered by insurance companies and also provides an overview of small group insurance plans funded through Multiple Employer Trusts.

Description: In session 76 PD of the Maui II Spring Meeting the panel discusses the exodus of many carriers from marketing both life and health products in favor of life, AD&D, and LTC products. From the Record of the Society of Actuaries, Vol. 24, No. 1.