Description: The summary and introduction of an SOA research paper that explores valuable insights and recommendations for insurance companies considering entering the market of commercial long-term care insurance (LTCI) in the Asia-Pacific, based on individual health status.

Description: Welcome to the first articles written for the Underwriting Network appearing in the newsletter. At the 5th Annual Inter-Company LTCI Conference, Dr. William Rodman Shankle and Dr. James M. Jacobson gave us a fresh look at cognitive testing.

Description: Implications of Demographic and Family Change on retirement and long term care. From Long-Term Care Newsletter, December 2002, Issue No. 7.

Description: Article examines consistency across different underwriting manuals for LTCI.

Description: Observations of a Home Health Care Experience Analysis incidence rates, selection rates, avg length of service. From Long-Term Care Newsletter, October 2000, Issue No. 3.

Description: Results of HIAA’s 1999 Study of LTCI Contract Reserves by William C. Weller from Long Term Care Newsletter, April 2000, Issue No. 2.

Description: Cognitive tests used in the long-term care insurance industry differ in cognitive domains tested, time required for testing, ease of test administration, sensitivity and specificity. Recently, new approaches to scoring or testing have improved test utility for screening for cognitive impairment.

Description: New products should address having acceptable carrier risks and at the same time enhance the product’s value to consumers to pave the way for broader acceptance.

Description: A summary of a scientific paper written to address the differences and similarities between the option pricing method now more commonly known as fair valuation and the actuarial appraisal method.

Description: Feature article discussing how leveraging intelligent automation can help financial services firms to automate processes, increase efficiency and consistency, and allow existing human labor to focus on more strategic activities while also improving customer experiences.