Description: Some life insurers in Canada are pioneering a creative new noncontractual approach to meeting the financial needs of terminally ill insureds who may need funds for medical and living expenses. Funds are made available by lending a portion of the death benefit to the terminally ill insured. This is a loan against future death proceeds it is independent of loans against any cash value, which would be used first.

Description: An interview with Jim Toole, lead researcher for SOA's pandemic research project. The project examines pandemic influenza and its implications to the life and health insurance industry.

Description: An article on kinder, gentler mergers and acquisitions. Life insurance company mergers and acquisitions are seeing a renewal of activity. Now, however, they are being handled with a new consciousness.

Description: Article from The Actuary September 1992 – Volume 26, No. 7 is about the growth in life insurance from 1970 -1990 as compared to the general economic growth.

Description: Discusses the different forms of guarantees that have been used in life insurance, and the various means of analyzing and establishing financial support to assure that these promises can be met.

Description: This article offers an in-depth explanation of what life insurance is and how it is regulated.

Description: This article examines the current number of active life insurance companies existing in the United States and the possible consolidation of the industry. Article from The Actuary, Volume 24, Issue 4

Description: The rights of participating policyholders are examined when demutualization is considered or actualized.

Description: This article looks at the options for terminally ill people with life insurance - loans, accelerated benefit options, and viaticals - and asks why more actuaries are not involved.

Description: This article examines the changes in U.S. regulatory reserve and risk-based capital requirements that will significantly impact the insurance industry and practicing actuaries. It summarizes activity related to principles-based reserves and risk-based capital initiatives during 2005.