Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues between 1990 and 1991 anniversaries. The report also combines experience between 1986 and 1991 anniversaries in order to provide a larger volume of data. This report is a revision of an earlier publication of the ‘Mortality under Standard Individually Underwritten Life Insurance Between 1990 and 1991 Anniversaries.’ This revision corrects previous mortality ratios for all 1986-91 and 1985-90 experience and 1990-91 smoker/nonsmoker experience. This report will appear in a future issue of the Society's TSA Reports. Consists of two pdf documents: report and tables.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the Society of Actuaries’ Committee on Life Insurance Company Expenses [CLICE]. This report documents the results of the Committee’s sixth expense study—the 2006 SOA Individual Life and Annuity Expense Study. A Per Policy Index is used to facilitate the comparison of first year expenses [excluding commissions and premium taxes] among contributors. Similarly, a Per Policy Inforce Index is used to compare operating expenses [excluding commissions, termination expenses, premium taxes, and for annuities, annuity payout expenses].

Description: This is theThis is the mortality tables that appear in the 2000-2004 Preneed Insurance Mortality Study report. Please see the SOA website for the complete report.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Committee on Life Insurance Company Expenses [CLICE]. CLICE has developed and conducted inter-company expense experience studies annually since 2001. This report documents the results of the Committee’s eighth expense study. Updated in July, 2011.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues, including policy years 2005–07. In the 2002-04 and 2004-05 Studies, the Milliman Extension to the 1975-80 Basic Tables was used. This extended data through issue age 87. For this study, a further extension to issue age 99 was used. This can be found in the spreadsheet titled Issue Age 99 1975-80 Basic Table Extension. The four zipped files found on this page contain Excel pivot tables that provide more detail of the data summarized in the report.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report on intercompany mortality experience by amount of insurance under standard individually underwritten issues includes policy years 2004-05. The purpose of this report is to present an overview of mortality results relative to the 2001 Valuation Basic Tables and present some comparisons to the prior 2002-2004 study period. Consistent with prior reports, the study is performed on a gross basis without consideration of reinsurance. Includes three zipped files containing Excel pivot tables that provide more detail of the data summarized in the report.

Description: In May of 2001 the Credit Insurance Experience Committee was asked to respond to the National Association of Insurance Commissioner’s request to the Society of Actuaries to develop a recommendation for a uniform national valuation standard for credit life insurance policy reserves. This document contains the recommendation along with supporting material.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study focuses on the single year results from the 1995-96 study period and also examines experience in the most recent five-year period 1991-96 in order to provide a larger volume of data so that broader comparisons of results can be made. Consists of two pdf documents: a report and tables.

Description: Replacement rates have historically been a tool to determine the adequacy of retirement income to maintain an individual’s standard of living. Numerous conceptual and methodological issues lie, however, beneath its simple exterior. The purpose of this paper is to examine these underlying issues for the benefit of retirement security stakeholders, pension plan sponsors, advisors, financial product providers, and individuals planning for retirement.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues, including policy years 2002–04. In addition to the report is a one page document, the ‘Milliman extension to the 1975–80 Basic Tables,’ with an accompanying Excel spreadsheet. Also included are two Excel workbooks containing pivot tables, providing more detail of the data summarized in the report.