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A New Approach to Premium, Policy and Claim Reserves for Health Insurance
attempting construction of a disa- bility continuance table built on a theory of partial or conditional incurral ... probabilities of termination built into the continuance table itself. Again, it is the contract that resolves ...- Authors: E Paul Barnhart, David L Creswell, Judy C Engels, Charles Habeck, Anthony J Houghton, Mark E Litow, W H Odell, Claude Y Paquin, Robert Shapland
- Date: Oct 1985
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance
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Underwriting Of Individual-Issued Accident And Health Products
merit a close look at the degree of activity ,,,uu,s=u in by _,,_ app,,_a,,_. Well, now that we've marshalled ... established than is the relationship of smoking to mortality. The discount, however, 1854 OPEN FORUM is ...- Authors: Richard H Drake, Curt L Fuhrmann, Patrick J O'Reilly, Randall J Pickering, Robert Shapland
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Accident insurance; Health & Disability>Disability insurance; Health & Disability>Health insurance
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Individual Health - Loss-Of-Time
shortcomings of the 196A Commissioners Disability Table (CDT) as a standard _. Recent marketing and underwriting ... claim rates, and ac- tual to expected claims. In Table 3, note that the female rate is less than the male ...- Authors: Ben J Helphand, Donald R Selser, Robert Shapland
- Date: Jan 1975
- Competency: Communication>Oral communication; External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values>Practice expertise; Strategic Insight and Integration>Big picture view
- Publication Name: Record of the Society of Actuaries
- Topics: Economics>Health economics; Experience Studies & Data>Disability; Experience Studies & Data>Morbidity; Health & Disability>Disability insurance
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Health GAAP Topics
differences between rate books and thus used the same table for all the rate books. Provision for the Risk ... using a more up-to-date experience continuance table and higher interest rates than the statutory claim ...- Authors: Robert Beal, Helen L Hofmann, Robert Shapland
- Date: Jun 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
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Professional Development
appropriate for joint or separate treatment with U.S. topics. Section 9. is the Miscellaneous section ... I have one comment regarding notation. In one table, you defined a "Cash Loss Ratio" using Incurred ...- Authors: E Paul Barnhart, Application Administrator, Robert Dobson, Alan N Ferguson, Charles Habeck, Anthony J Houghton, Frank Reynolds, Robert Shapland, Edward J Wojcik, Donald R Anderson
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge; Professional Values
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability
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Regulation of Group Insurance and Individual Health Insurance
one of the major issues facing insurers in the '80's is survival of Individual Health Insurance lines, ... correct for that. What is my prognosis for the '80's for state rate regulation? I see continued expansion ...- Authors: Vincent W Donnelly, Robert Shapland, Don F Fackler
- Date: Oct 1981
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Recent Development in Health Insurance Minimum Loss Ratio Regulation
more debate and discussion than any other was the table of proposed minimum loss ratios which is included ... regulatory authorities to have a relatively simple table with the industry's need to have a range of loss ...- Authors: E Paul Barnhart, Robert C Nuding, Francis T O'Grady, Robert Shapland
- Date: May 1981
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Long Term Disability Insurance
business? Actuarial assumptions with regard to mortality, interest, expenses, and lapses are tenuous at ... past under life insurance, we have had improving mortality coupled with higher interest earnings to help ...- Authors: Ernie Frankovich, Monte J Hopper, Robert A Meredith, Robert Shapland
- Date: Jun 1977
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Loss Ratio Analysis
a valid test of product choice from the consumer' s viewpoint? 5. Is there a correlation between "Loss ... 3) using realistic assumptions as to interest mortality, withdrawal, morbidity and underwriting selecticn ...- Authors: Charles Habeck, Paul Janus, Francis T O'Grady, Robert Shapland
- Date: Jun 1980
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Issues Related To Health Insurance Reserves
that went into the determination of any particular table of claim costs. We need to keep in mind that we ... minimum standards with respect to interest and mortality (page 23 of the May 27, 1986 report). MR. ROBERT ...- Authors: E Paul Barnhart, Russell R Conn, W H Odell, Donald M Peterson, Robert Shapland
- Date: Jun 1986
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance